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One or more photos has been Virtually Staged. Welcome to the two bedroom/two bathroom/one car garage - 1281 sq. ft. home in Sunny Mead Heights area of "SUNNY" St. Petersburg. This property sits on an 8207 sq. ft. corner lot at the beginning of a cul-de-sac with only eight (8) homes on it. Step inside to a bright living room that is part of a clean open floor plan. The kitchen, conveniently out of sight, is adjacent and open to an area that can be used as a family room OR dining room. It has been prepared for your move-in: Completely cleaned/grouted and re-sealed tiled floors throughout, newly installed gutters, pebbled back yard, landscaping groomed and much more. Current owners updated OR added: Laminated wood flooring in kitchen and both bedrooms, main bathroom remodeled, new kitchen cabinets and counters, Samsung appliances, parking pad for an RV or your water toys with storage shed. In 2020 a new sliding door from primary bedroom, 2021 air conditioner with built in humidifier and a Smart Thermostat, 2023 Genie garage door motor, 2024 new water heater and garbage disposal. A Hot Tub sits under a gazebo in the sprawling back yard for relaxation after a day in the office. The home is perfectly situated less than 15 minutes to the Gulf Coast beaches, schools, shopping, grocery stores, (a brand-new PUBLIX is being built just minutes away on 38th Ave N. ) restaurants, a short drive to downtown St. Petersburg, the airport, and the interstate. Do not miss this incredible opportunity to own a move-in-ready home in a prime NO FLOOD location. Call for an appointment today.
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Our Executive Mortgage Banker:
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$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,870 | $2,425 |
Total Monthly Payment | $2,047 | $2,143 | $2,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.