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JUST LISTED! Why wait to build when can buy a like new home with all the upgrades you want in Clay County and without the construction traffic! Built in 2023, this 5 bedroom 3. 5 bath home features plank tile flooring, quartz countertops in kitchen & baths, a just installed luxury vinyl plank stairwell & the rooms upstairs, a office/flex space w french doors and huge guest suite and loft area upstairs. Outside, find an expanded paver patio with covered porch & large fenced-in yard overlooking peaceful long view of the pond. Community features exceptional amenities including a community pool, dog park, playground plus sports field. Home is close by to all the shopping and dining of Oakleaf Town Center and Orange Park & is an easy commute to Jacksonville, NASJAX or to St. Johns County and its beaches via I295 or I95. Come and view this almost new home and all its offerings at the open house or call/text for more info. Other features of the spacious home include: Owner's suite downstairs, open floor plan w kitchen dining and breakfast bar & gas range. Washer and dryer are included in the sale.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 6.797% | 6.026% |
Monthly Tax Payment | $687 | $687 | $687 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,266 | $2,356 | $3,056 |
Total Monthly Payment | $3,028 | $3,118 | $3,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.