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Under contract-accepting backup offers. Nestled in the heart of the vibrant Magnolia Heights neighborhood, this charming, updated bungalow offers both style and convenience. As you enter the residence, you are welcomed into the bright living space boasting original hardwood floors and a functional layout. The modern kitchen is complete with brand-new quartz countertops and appliances—perfect for the home chef! Adjacent to the living room, a cozy dining room provides the perfect space to enjoy home-cooked meals. Two generously sized bedrooms offer comfort and privacy, while the pristine bathroom adds a touch of timeless elegance. This home brings a peace-of-mind with roof being replaced in 2021, and the HVAC system in 2023. At the rear of the home, alley access is provided for easy parking and features a carport and a spacious detached garage with washer/ dryer hook ups. This delightful home offers a seamless blend of modern updates and functional living in one of the St. Pete's most desirable neighborhoods. Receive up to $2, 500 credit towards your closing costs or a Temporary 1-0 buydown when using the preferred lender. Inquire for full details and qualifications. Don’t miss the opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,604 | $1,690 | $2,192 |
Total Monthly Payment | $1,725 | $1,811 | $2,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.