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Charming 2-Bedroom Co-op in Prime East Harlem – Steps to Central Park & 6 Train! Welcome to this bright and spacious 2-bedroom co-op in the heart of East Harlem! Brimming with potential, this home is perfect for those looking to create their dream space in one of Manhattan’s most exciting neighborhoods. Location is everything! Just a 1-minute walk to the 103rd Street Station on the 6 line, your daily commute couldn’t be easier. Central Park is only a 3-minute stroll away, offering endless outdoor escapes, from morning jogs to weekend picnics. Neighborhood Highlights: East Harlem is a vibrant and culturally rich community known for its historic charm, incredible food scene, and artistic energy. Live steps away from: Great Dining: Savor world-famous eats at Patsy’s Pizzeria, La Fonda Boricua, and Rao’s, or explore the growing mix of trendy cafés and restaurants. Museum Mile: The El Museo del Barrio and The Museum of the City of New York are just minutes away. Outdoor & Fitness: Beyond Central Park, enjoy Thomas Jefferson Park with its running track, dog park, and public pool. Local Shopping & Conveniences: Nearby Target, Costco, and Whole Foods make errands effortless. Cultural Hotspot: Experience the art, music, and lively street murals that make East Harlem one of NYC’s most authentic and dynamic neighborhoods. About the Apartment & Co-op: Low monthly maintenance fee of $584, covering heat, hot water, and cooking gas. HDFC co-op – income restrictions apply-Income Must not exceed the following: 1 person household: $100, 320 2 person household: $114, 600 3 person household: $128, 880 4 person household: $143, 160 No pets allowed in the building. Subject to Board Approval! Some Photos have been digitally enhanced to showcase the apartment’s full potential. This is an incredible opportunity to own in a thriving Manhattan neighborhood with unbeatable access to parks, transit, and culture.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $2,049 | $2,657 |
Total Monthly Payment | $2,019 | $2,124 | $2,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.