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This Osprey Cove third-floor 2 bed 2 bath unit with calming water views is partially updated with light wood luxury vinyl plank flooring in the main living area and bedrooms, all new stainless steel kitchen appliances, new AC to be installed by the end of March 2025, new stainless steel kitchen sink, new garbage disposal and brush nickel faucet and the entire unit is freshly painted. There is no carpet in this unit. You can have a breakfast bar and another space for dining in the light bright kitchen nook off the kitchen. There is another dining area connected to the main living area that can be used for dining or an in home office space. This space offers flexible options. This building's roof was replaced in 2024 and all the buildings in Osprey Cove are in the process of being painted. The owner has paid to have the lanai screen replaced at the time the building is painted. The storage unit is steps from the front door and there is one assigned covered parking space. Osprey Cove is a gated community and offers a community pool, spa/hot tub, billiards, clubhouse and a workout center. This property is located by grocery stores, coconut point mall, outlet shops and the SWFL airport.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,385 | $1,460 | $1,893 |
Total Monthly Payment | $1,673 | $1,748 | $2,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.