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146 Mountain Avenue is a beautifully reimagined home in the highly sought-after Larchmont Woods neighborhood. Rebuilt from the foundation up, this stunning home seamlessly blends modern updates with timeless charm. Step inside to an inviting open floor plan, where the original stone fireplace serves as a striking centerpiece and the oversized windows provide tons of natural light. The eat-in kitchen boasts a spacious island and large dining area all perfect for entertaining. The first floor family room—with an attached full bath and a separate entrance—offers endless possibilities, including a first-floor primary suite or private guest suite. A convenient first-floor laundry room and separate mud room adds to the home’s easy functionality. Upstairs, you’ll find three generously sized bedrooms, including a primary suite with an oversized en-suite bath and two closets. The 1240 square foot full basement presents tons of potential for even more living/recreation space. Located in a prime location within walking distance to the Larchmont train station, this home provides easy access to NYC. Enjoy Saturday mornings at the year-round farmers market, walk to the local ice cream shop, and explore all the dining and shopping options that the village offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.611% | 6.484% | 6.178% |
Monthly Tax Payment | $1,202 | $1,202 | $1,202 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,900 | $6,483 | $8,769 |
Total Monthly Payment | $7,227 | $7,810 | $10,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.