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HILLTOP ESTATES WHERE YOU OWN YOUR LAND, 55+ COMMUNITY: This home truly has the "WOW' factor! A beautifully updated 2 Bed/2 bath home with laminated flooring throughout, freshly painted walls, doors, crown molding, and base board. The updated kitchen features granite countertops, newer appliances, newer cabniets that are soft closed, and newer windows in most rooms. A combined living and dining area, perfect for entertaining or creating a cozy space. The Primary Bedroom has his and hers closets. Primary Bathroom is updated and has a linen closet, and a skylight. Guest Bath is updated with newer vaniety, sink, and skylight. Enjoy the spacious indoor laundry room with ample storage, plus an additional storage room adjacent to it. The large lanai, has a mini split system and sliding windows, provides a comfortable space year round. Step outside from the lanai to a covered patio, where you'll be greeted by Moby and Gideon, Koi fish in their own pond. A true retreat like setting. This private backyard oasis is perfect for relaxation in any season, complete with a huge fan to keep things cool. This home is a must see!! This home features a dedicated golf cart garage, providing secure storage for your golf cart. You may access it conveniently through the golf cart door with a remote control or enter through the lanai. The garage also includes a workbench and plenty of shelving for extra storage, making it both functional and roomy. Parking is not a problem. This driveway may accommodate 5 cars easily. A/C 2023, Expanded Carport 2024, Roof 2016, Roof over patio 2022
HOA FEES INCLUDE: Water, Sewer, Trash, Community Pool, Jacuzzi, Park, Shuffleboard, Pickleball and RV Parking If Available and Club House all this for $130. 00 a month, No BOND OR CDD!!! Just YOU OWNING YOUR OWN LAND!!!
Near The Villages, Restaurants, Nail and Hair Salons, Food Shopping, Gas, Drug Store, The VA. Please call me for a tour See you soon. .
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,045 | $1,101 | $1,428 |
Total Monthly Payment | $1,311 | $1,367 | $1,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.