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Paradise is within reach. . . Discover 21 Point Beach Drive, a waterfront gem in the private Point Beach community where refined living is complemented by salt air and sound views as far as the eye can see. This elegant home features an open floor plan. the chef's kitchen seamlessly flows directly to both dining and living rooms. With water views from each room, or enjoy the panoramic water view from you're private covered deck. Two gas fireplaces make cool summer evenigs cozy. The Dumbwaiter and spiral staircase to ground level for water access makes entertaining easy. The upper level boasts a luxurious primary suite with the most amazing water views. cathedral ceilings with skylights, gas, fireplace, walk-in closet. The spa-like bathroom with a jacuzzi tub, steam shower, private water closet and double (separate vanity) sinks. Pass through the glass doors onto your covered balcony and witness the magic of seemingly infinite sparkling ocean. There is so much to love about this truly turnkey oasis. This home has been lovingly and immaculately maintained and improved upon. Recent updates include a new roof, new sub zero refrigerator and AC systems, sealed and painted seawall and patio, plus automated hurricane shutters on all levels for peace of mind. The beach is calling, and you should answer.
Type | Description | Level |
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Bedroom 1 | Skylight,Cathedral Ceiling,Balcony/Deck,Gas Log Fireplace,Full Bath,Walk-In Closet | Upper |
Bedroom 2 | Upper | |
Dining Room | Main | |
Living Room | Main | |
Office | Gas Log Fireplace | Main |
Primary Bedroom | Cathedral Ceiling,Balcony/Deck,Gas Log Fireplace,Full Bath,Walk-In Closet | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,439,999 | $1,439,999 | $1,439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.659% | 6.610% | 6.303% |
Monthly Tax Payment | $1,760 | $1,760 | $1,760 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,289 | $9,102 | $12,249 |
Total Monthly Payment | $10,174 | $10,987 | $14,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.