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High and dry in Five Points neighborhood! Flood Zone X. On a tropically landscaped lot with an extensive butterfly and pollinator garden in sought-after Five Points, this move-in-ready, five-bedroom, two-bath impeccably updated and designed home underwent a major renovation with addition of the primary bedroom, en-suite bath plus two bedrooms in 2019 and allows for a flexible floor plan. The design of this light-filled home features clean lines with a sophisticated aesthetic and did not experience any flooding issues during Helene and Milton, according to the owner. Entertain family and friends in the open-concept kitchen including new kitchen cabinets with soft touch close (2021), ample storage, gorgeous quartz countertops, undermount sink, stylish designer backsplash, convenient breakfast bar and sleek stainless-steel appliances. The tranquil primary bedroom suite offers privacy and serenity and features a walk-in closet, spa-like luxuriously appointed en-suite bath featuring soaking tub, dual sink wood vanity with marble countertop, designer lighting, separate custom glass shower surround with designer tile, rainmaker shower head and water closet. Enjoy relaxing on the covered back porch overlooking the fenced-in yard with alley access to the parking pad. Guests will enjoy visiting with a dedicated guest bedroom and work-from-home space is convenient with the 5th bedroom converted into an office. Additional features of this smartly designed home include laundry room, storage sheds, double-paned energy-efficient windows, front door with leaded glass, ceramic wood look tile throughout, new gutters plus comprehensive drainage system (2024), kitchen appliances (2019), roof (2019), HVAC (2019) and electric (2019), washer (2024) and dryer (2019). Near thriving 4th Street shopping corridor with Trader Joe’s, Fresh Market, Publix, Whole Foods, Rolling Oats, restaurants and near schools, parks and golf courses. Five minutes to thriving downtown St Petersburg.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,448 | $3,678 | $4,650 |
Total Monthly Payment | $4,024 | $4,254 | $5,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.