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One or more photo(s) has been virtually staged. Tucked away in the quiet and desirable Ridge at Crossing Creek community, this charming 3-bedroom, 2-bathroom home offers 1, 669 square feet of bright, open living space. Built by Neal Communities in 2016, this well-maintained home is a true hidden gem, without the burden of a CDD fee. As you enter, you’ll immediately notice the spacious foyer that leads to a welcoming open floor plan designed for modern living. The main living areas feature neutral tile flooring, and the freshly painted interior creates a light and airy ambiance throughout. The living room is enhanced with a tray ceiling and sliding glass doors that open to the lanai, bringing the outdoors in and offering the perfect space for relaxation. The kitchen boasts white cabinetry, sleek granite countertops, a beautiful glass tile backsplash, and stainless steel appliances. A pantry provides plenty of storage, and the breakfast bar adds both style and functionality. The kitchen flows seamlessly into the dining area and living room, making it ideal for both family living and entertaining guests. The owner’s suite is positioned near the rear of the home and offers abundant natural light, dual walk-in closets, and a stylish barn door that separates the bedroom from the en-suite bath. The en suite bathroom features dual sinks, white cabinetry, and a walk-in shower. The two additional bedrooms, along with a full bathroom, are thoughtfully located on the opposite side of the home, providing privacy for both family members and guests. Outside, the covered patio provides a tranquil setting for enjoying your morning coffee or unwinding at the end of the day. The large backyard offers plenty of room for outdoor activities, gardening, or simply enjoying the Florida sunshine. A laundry room, built-in storage nook and 2-car garage complete the picture. Ridge at Crossing Creek is a gated community that offers residents access to a community pool and spa with scenic pond views, as well as a covered seating area with an outdoor grill, perfect for gathering with neighbors and friends. With easy access to SR 70 and I-75, you'll enjoy a prime location close to shopping, dining, entertainment, and more. The University Town Center Mall, Lakewood Ranch Main Street, Benderson Park, SRQ Airport, and the area’s beautiful beaches are just a short drive away.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,212 | $2,360 | $2,983 |
Total Monthly Payment | $2,734 | $2,882 | $3,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.