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Beautifully FURNISHED LAKEFRONT 2-bedroom, 2-bathroom home in 55+ Harbor Cove with GULF ACCESS along the Myakka River. This lovely property is positioned centrally on the lake providing a perfect location for views of spectacular sunsets and daily wildlife activity. You'll feel like you're always on vacation with the gorgeous, newer furnishings and included wall décor. Desirable interior features include skylights, cathedral ceilings, updated lighting and luxury vinyl plank flooring. Be inspired in the beautiful kitchen equipped with stainless steel appliances, solid surface countertops and lots of cabinetry. The adjacent dining space is surrounded by windows for an abundance of natural light. Open the French doors in the living room to enjoy those fantastic views from the comfortable enclosed lanai. Two nice bedrooms and a sofa bed on the lanai will accommodate owners and guests with the primary having an ensuite bathroom and walk in shower. Outside is a backyard patio and a covered front porch/carport leading to the storage shed. This home has been meticulously maintained with updates such as a new water heater, recent vapor barrier installation, exterior paint, refreshed landscaping, roof and insulation in 2019 and A/C system in 2018. Harbor Cove offers an active lifestyle with low HOA fees of just $150/month, which include lawn care, seawall maintenance, a Membership Share and access to an array of amenities. Enjoy using the fitness center, two pools, spa, tennis, pickle ball, shuffleboard, and bocce courts. Boating enthusiasts can take advantage of the unbelievable option to rent a boat slip for just $100/year. Residents also enjoy dances, picnics, billiards, crafting, card games and more in the 17, 000 sq. ft. activities center overlooking the large marina. Beaches, restaurants, retail outlets and medical services are all just a short drive away. Don’t miss your chance to own a piece of lakefront serenity in this desirable community! Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,600 | $159,600 | $159,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $996 | $1,048 | $1,336 |
Total Monthly Payment | $1,253 | $1,305 | $1,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.