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Dreaming of peaceful country living but want the convenience of in town shopping and restaurants? This is your chance to own a piece of quiet home town living near the growing city of Pelzer, SC. Envision sitting on the front porch with a coffee or glass of sweet tea listening to the birds chirp and over looking a beautiful 4. 7ares of fenced pasture and lush woodlands. This home features a large 410 sqft main living area with an antique wood burning fire place to keep cozy by on those cold winter nights. It also includes a roomy kitchen area with a huge, much desired, farmhouse sink. With large living areas this home also contains a large master bedroom, two additional bedrooms, and one spacious bathroom. On the exterior of the home there is a 720 sqft detached garage with roll up and standard entry door. Two more storage buildings are included for general storage, farm utensils, or animal feed and supplies. This is the home for you if you have a family looking for homestead or small farm living. Please call agent with any questions or for additional details on this property.
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$250,000
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,231 | $1,314 | $1,661 |
Total Monthly Payment | $1,384 | $1,467 | $1,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.