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Enjoy maintenance-free living in this bright and inviting 2-bedroom, 2-bathroom condo in desirable Harbourside at Wiggins Bay. This second-floor unit features a spacious great room floor plan, enhanced by plantation shutters in the main living areas and tile flooring throughout, with cozy carpeting in the bedrooms. The well-appointed kitchen boasts a breakfast bar, eat-in dining area, and stylish tile backsplash, making it perfect for casual meals and entertaining. The primary bedroom is a private retreat, complete with a beautifully upgraded ensuite bath, featuring dual sinks, an additional vanity area, and a large glass-enclosed shower. A convenient in-residence laundry room adds to the ease of everyday living. Step outside onto the screened balcony, accessible from both the living area and primary bedroom, where you can relax and take in the peaceful surroundings. The community offers fantastic amenities, including a sparkling pool and spa, as well as scenic bike and jogging paths. With fees covering cable, internet, and more, this condo offers the perfect blend of comfort and convenience. Ideally located near some of the best Gulf beaches and boating access, this is a fantastic opportunity to enjoy the best of coastal living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.899% | 7.017% | 6.034% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,794 | $1,939 | $2,451 |
Total Monthly Payment | $2,161 | $2,306 | $2,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.