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Welcome to this cozy and inviting Philadelphia Model home located in the sought-after On Top of the World, a prestigious 55+ gated golf community recently named one of the top 10 retirement communities in the country! This beautifully maintained home offers the perfect blend of comfort, convenience, and an active lifestyle. As you approach the home, you’ll be greeted by a welcoming front porch, perfect for enjoying a morning cup of coffee. Step inside to discover a spacious and clean living room with freshly cleaned carpets, creating a warm and inviting atmosphere. The large master suite features a generous walk-in closet and en suite bathroom. A second bedroom offers flexibility, ideal for guests or as a home office. The second bath features a shower/tub combo for added convenience. The kitchen is a true highlight, with a breakfast nook and pantry with an abundance of counter space, perfect for cooking and entertaining. Plus, a newer roof (installed in 2021) and HVAC that ensures peace of mind for years to come. On Top of the World offers an unparalleled lifestyle with a wide range of amenities designed for an active and fulfilling retirement. Residents enjoy access to three sparkling pools, two fully equipped fitness centers, and dog parks for your furry friends. There’s even a playground for the grandkids! Stay active with pickleball, tennis, bocce ball, and billiards, or take part in the regular entertainment and events scheduled within the community. With on-site dining options and a variety of social activities, there’s always something fun to do. This home is truly move-in ready, clean, and well-maintained, allowing you to simply unpack and enjoy all that this vibrant community has to offer. With low-maintenance living, you can focus on what really matters—enjoying your new life in one of the top retirement destinations in the country.
Don’t miss your chance to experience everything On Top of the World has to offer. Schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $813 | $867 | $1,096 |
Total Monthly Payment | $941 | $995 | $1,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.