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TURNKEY FURNISHED one Bedroom, one Bathroom unit in desirable F Building located in the desirable resort style, gated, waterfront community of EMERALD POINTE. Under building parking space and guest parking. This light and bright unit offers spacious rooms: Great Room, Dining Room, Kitchen and 24 x 6 side screened Porch. Beautiful furnishings and decorative items. The Great Room has sliding glass doors to the screened Porch, large window with canal view and 2 Queen sized sofa beds which gives you plenty of space for your guests. The Kitchen features wood cabinets, Corian Counters, tile backsplash, double sink, disposal, pantry and sliding glass doors to the Porch. Appliances include: double door refrigerator (new 2025), built in microwave, oven/ range, dishwasher. The generous sized Master Bedroom suite has a walk in closet, laundry closet with stacked washer and dryer (one year old), large window with canal view. The Bathroom offers a large walk in shower and dual sinks. The carpet in the unit is brand new (January 2025). This unit has been used only seasonally by the current owner since 2001.
Emerald Pointe is a resort style waterfront community with 2 story clubhouse, fitness room, library, 4 clay tennis courts, 3 swimming pools (one heated), putting green, seasonal restaurant, on site management, one hard tennis/pickleball court, bocce courts, marina, first come boat docks (included in the HOA fee), gazebo and park on the Peace River, boat/trailer/RV storage, security gate with 24 hour guard. There are many groups including book club, tennis club, yacht club, mah jong, dominoes, ladies bridge, ladies coffee, clay busters shooting club and more. There are many social events throughout the year. The monthly fee includes cable TV, internet, water and sewer, trash removal, pest control, flood insurance, landscaping, pest control and 24 hour security guard and all community amenities as per above. By boat you pass under the Baron Collier Bridge to Charlotte Harbor - the bridge is 45 feet tall. Emerald Pointe is minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, art galleries, walking and biking paths, weekend farmers markets, events, Fishermen's Village and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $778 | $820 | $1,063 |
Total Monthly Payment | $1,044 | $1,086 | $1,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.