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Waterfront Paradise in Punta Gorda Isles – Sailboat Access, Pool, & Stunning Updates!
Experience the ultimate boating lifestyle in this exceptional 3-bedroom, 2-bathroom waterfront pool home in Punta Gorda Isles (PGI). Nestled on a deep sailboat canal, this property offers direct access to Charlotte Harbor and the Gulf via Buckley’s Pass in under 5 minutes—with no bridges to navigate! The 37-foot dock with a 10, 000 lb boat lift makes this a true boater’s dream.
Adding to the home's low-maintenance appeal, the seawall is maintained by the City of Punta Gorda and was completely replaced in 2023, offering peace of mind for years to come.
This beautifully updated home sits on an elevated 9-ft+ lot, keeping it high and dry with no history of water intrusion. Inside, the open-concept kitchen (renovated in 2022) boasts 42-inch wood cabinets with crown molding, under-cabinet lighting, built-in storage solutions, a spice rack, soft-close drawers, and sleek new appliances. Elegant premium porcelain tile flooring (wood-look) runs throughout the main living areas, enhanced by plantation shutters, upgraded baseboards, and modern ceiling fans.
Both bathrooms have been completely remodeled—the guest bathroom in 2024 and the primary bathroom in 2025, featuring stylish, high-end finishes. Other major updates include a new roof (August 2023), a new water heater (2025), and a new garage door and opener (installation scheduled for 3/27/25, already paid for by the seller).
Outdoor living is a standout feature of this home, with almost 1, 000 sq ft of expanded outdoor space. The built-in pool is perfect for cooling off, while the large, screened lanai provides the ideal setting for entertaining or simply enjoying the stunning waterfront views.
For added peace of mind, the seller has already completed a home inspection and is willing to share the report upon request, providing buyers with confidence in this well-maintained property.
Additional features include storm shutters, a whole-home Simply Safe security system with fire protection covering all doors and windows, and access to fiber optic internet.
This fully updated waterfront retreat offers luxury, location, and lifestyle—schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $584,000 | $584,000 | $584,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $796 | $796 | $796 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,548 | $3,739 | $4,850 |
Total Monthly Payment | $4,436 | $4,627 | $5,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.