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Rare Find! This 3-bedroom + den attached single family home, nestled in a quiet cul-de-sac on an expansive 0. 29-acre lot in the sought-after 55 plus community of Timber Oaks, offers a spacious and well-designed split floor plan with plenty of natural light. The bright living and dining area features a wet bar, perfect for entertaining, while sliding glass doors lead to an enclosed Florida Room, vented for heat and AC but not included in the square footage, providing a peaceful retreat. Just outside, a concrete patio and mature trees create a private backyard oasis. The kitchen boasts stainless steel appliances, including a one-year-old refrigerator, a cupboard pantry, and a cozy breakfast nook. The primary suite features a walk-in closet and ensuite bath with serene backyard views. A second bedroom is conveniently located near a full bath, while the third bedroom, with an attached den or study and vaulted ceilings, offers versatility as a home office or additional living space. This home has been meticulously maintained with recent updates, including a new roof in 2024, A/C in 2018, a water heater in 2023, a water softener, new gutters in 2021, and carpet replaced just last year. As a bonus, the irrigation system runs on a well. This active 55+ community offers fantastic amenities, including a clubhouse with a pool overlooking the lake, a fitness center, tennis courts, billiards, and more. As well, not far from the entertainment and restaurants of downtown New Port Richey! Low HOA fee of 50. 00 per month. Don’t miss this rare opportunity—schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,355 | $1,445 | $1,827 |
Total Monthly Payment | $1,700 | $1,790 | $2,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.