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Comfortable, casual and cool one story end unit villa-style condominium with 2 bedrooms & 2 baths, nestled in a tropical Florida community with lush gardens under a canopy of oak and palm trees. Azalea model with 1, 197 sf, featuring a 17X13 eat-in kitchen with loads of cabinets, a pantry, center island, breakfast nook and enclosed laundry area; a soaring cathedral ceiling above the L-shaped dining area/living room which wraps around a 9X12 screened lanai with newer ceiling fan and weather-resistant shades- two are remote controlled and one is controlled manually, patio chairs included; there are also remote controlled shades in the living room and dining room; en-suite primary bedroom is 14X12 with huge walk-in closet with an attic access. Guest bath, guest bedroom has a double bed and a twin bed with newer mattresses. Updates include a new roof in 2015 (the association is responsible for roof repairs and replacement); A/C May 2018, with maintenance inspections twice/year since installation; electric hot water tank 2020; electric stove 2023; washer 2024; newer disposal, and newer ceiling fans in lanai, bedroom and kitchen; pest control checks the residence 3 times/year; some furniture is included. Sarasota Village Gardens is a fabulous pet-friendly community, max two pets can weigh up to 40 lbs each and requires association approval. Some furniture is included. Lawns are watered with recycled water. Amenities include the clubhouse with a library, kitchen, social room, pool table and manager office; tennis court that is also used to play pickleball; two shuffle ball courts; a drive-through recycle area; and two spaces to wash your car located in the clubhouse/pool parking lot. Village Gardens is ideally located within minutes of the commerce and culture of Sarasota.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.030% | 6.100% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,197 | $1,261 | $1,607 |
Total Monthly Payment | $1,504 | $1,568 | $1,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.