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WELCOME to the Garden Town Cooperative Community . . . . nestled in a beautifully landscaped/parklike area in the heart of Hewlett. A great location offering the ideal balance of suburban serenity and urban conveniences! This co-op unit offers a spacious one Bedroom, Full Kitchen, Large Living Room with a separate Dining area and a Full Bath. The semi-private entry foyer leads you to this first floor lovely home with lots of natural light. Enter into the spacious open floor plan dining room and living room area . . . great for entertaining and relaxing. Beautiful hardwood floors throughout plus elegant crown molding trim work. Updated kitchen with stainless steel appliances and granite countertops. Newly renovated bathroom with elegant marble tiling. Spacious king-size bedroom with ample double door closet space. Additional storage in the entry hall walk-in closet and dining area pantry closet. Convenient laundry facilities and private storage available on the premises. FREE parking available in adjacent municipal lot or garage parking for additional fee. The monthly maintenance includes taxes, heat, water and building maintenance. Close to all . . . . . . only 2 blocks to LIRR train station and all shopping, restaurants and house of worship. Close to JFK airport and beaches. Don't miss this opportunity! A MUST SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,405 | $1,480 | $1,920 |
Total Monthly Payment | $1,480 | $1,555 | $1,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.