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This exceptional 2. 9-acre lot, adjacent to a serene pond, offers a rare opportunity for prospective buyers looking to build their dream home. The lot has been fully cleared and is ready for immediate construction. A regular survey and a tree survey have been completed and are readily available for the new owner. The seller had secured a builder to commence construction, however, when the largest home in the neighborhood became available, they decided to purchase it instead of proceeding with the planned build. This is a unique opportunity, as available acreage in a no-flood zone is increasingly difficult to find. Whispering Creek Estates is known for its custom-built, one-of-a-kind homes, making this lot an ideal canvas for your vision. Don't miss out on the chance to own the only available lot in this sought-after community. Whispering Creek Estates is an exclusive, equestrian-friendly community in Port Orange. This well-established neighborhood features expansive, custom-built single-family homes on multi-acre lots, providing residents with serene and private living experience. With only 30 lots in Whispering Creek Estates, homes here are known for their spacious layouts, with sizes ranging from approximately 3, 300 to over 12, 600 square feet. Many properties include amenities such as swimming pools, four-car garages, and stables, catering to those with equestrian interests. Despite its tranquil countryside ambiance, the community offers convenient access to urban amenities. It's just minutes from Interstate 95, 20 minutes to the World's Most Famous Beach, The Pavilion at Port Orange shopping center, and various dining and entertainment options. Go kayaking on Spruce Creek River conveniently just five minutes away. The neighborhood is served by reputable schools within the Volusia County district, including Sweetwater Elementary School and Creekside Middle School, Spruce Creek High School making it an attractive option for families. Whispering Creek Estates combines the tranquility of rural living with the convenience of urban proximity, offering a unique and desirable residential experience in Port Orange. Join Spruce Creek Fly-In Country Club right around the corner and enjoy the amazing amenities including golf.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.778% | 5.994% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,817 | $3,654 |
Total Monthly Payment | $2,801 | $2,909 | $3,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.