2050 SPRUCE CREEK CIRCLE W, Port Orange, FL, 32128 | $550,000

This exceptional 2. 9-acre lot, adjacent to a serene pond, offers a rare opportunity for prospective buyers looking to build their dream home. The lot has been fully cleared and is ready for immediate construction. A regular survey and a tree survey have been completed and are readily available for the new owner. The seller had secured a builder to commence construction, however, when the largest home in the neighborhood became available, they decided to purchase it instead of proceeding with the planned build. This is a unique opportunity, as available acreage in a no-flood zone is increasingly difficult to find. Whispering Creek Estates is known for its custom-built, one-of-a-kind homes, making this lot an ideal canvas for your vision. Don't miss out on the chance to own the only available lot in this sought-after community. Whispering Creek Estates is an exclusive, equestrian-friendly community in Port Orange. This well-established neighborhood features expansive, custom-built single-family homes on multi-acre lots, providing residents with serene and private living experience. With only 30 lots in Whispering Creek Estates, homes here are known for their spacious layouts, with sizes ranging from approximately 3, 300 to over 12, 600 square feet. Many properties include amenities such as swimming pools, four-car garages, and stables, catering to those with equestrian interests. Despite its tranquil countryside ambiance, the community offers convenient access to urban amenities. It's just minutes from Interstate 95, 20 minutes to the World's Most Famous Beach, The Pavilion at Port Orange shopping center, and various dining and entertainment options. Go kayaking on Spruce Creek River conveniently just five minutes away. The neighborhood is served by reputable schools within the Volusia County district, including Sweetwater Elementary School and Creekside Middle School, Spruce Creek High School making it an attractive option for families. Whispering Creek Estates combines the tranquility of rural living with the convenience of urban proximity, offering a unique and desirable residential experience in Port Orange. Join Spruce Creek Fly-In Country Club right around the corner and enjoy the amazing amenities including golf.

Features

  • Lot Size: 170 x 506
  • HOA Fee: $275 Quarterly
  • Elem. School: Cypress Creek Elementary
  • Middle School: Creekside Middle
  • High School: Spruce Creek High School
  • Pet Policy: Yes
  • MLS#: O6290833
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6290833/2050sprucecreekcirclew_portorange_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/21/2025 8:47:08 AM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 386-761-2172

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2050 SPRUCE CREEK CIRCLE W, Port Orange, FL, 32128

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 6.778% 5.994%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,709 $2,817 $3,654
Total Monthly Payment $2,801 $2,909 $3,746

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.