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Come view this 4 bedroom, 2 and a half bath colonial home in Waterbury! Upon entering the front door, you will find yourself in a nicely sized mudroom with plenty of natural lighting! Through the mudroom, you will find a secondary door to enter a spacious living room with ample sunlight from multiple windows as well as plenty of spotlights. Just past the living room you will find a formal dining room with hardwood flooring. Adjacent to the dining room is a modern, tiled kitchen, with beautiful white cabinetry, stainless steel appliances and a central island with pendant lighting. All bedrooms are on second floor. Primary bedroom has its own primary bathroom with modern and updated vanity, LED mirror and a fully tiled tub surround. This home has the convenience of a partially enclosed backyard, perfect for get-togethers with family or friends. Also of note is a heated walkway from top of initial steps until the steps to enter the front door. Semi finished basement with plenty of storage space and washer/dryer hookup. This home has the added benefit of a natural gas backup generator! Book your appointment today to view this fantastic home owning opportunity!
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Dining Room | Main | |
Eat-In Kitchen | Main | |
Living Room | Main | |
Primary Bedroom | Full Bath | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,724 | $1,839 | $2,325 |
Total Monthly Payment | $2,348 | $2,463 | $2,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.