812 GULF, ##3, Indian Rocks Beach, FL, 33785 | $1,035,000

Welcome to a rare investment opportunity that promises exceptional returns in coveted Indian Rocks Beach. NO DAMAGE FROM ANY RECENT STORMS!! Currently generating an impressive $111K+ in annual income through short-term rentals on Airbnb and VRBO, this **FULLY FURNISHED** 3-bedroom, 2-bath corner unit treasure sits on the sought-after west side of Gulf Blvd in an intimate 4-unit building. As a turnkey property, you can start earning from day one with minimal effort, capitalizing on the ever-growing demand for premium beachfront accommodations in this desirable location.

Beyond its impressive income potential, this property offers the perfect opportunity to create your permanent beachside sanctuary. Imagine waking up each morning just steps away from sinking your toes into sugar-white sands. This southwest corner unit captures breathtaking sunset views that paint the sky in vibrant hues every evening – a spectacular daily ritual visible from your private west-facing balcony where the rhythmic sounds of crashing waves create the perfect backdrop to coastal living.

Your beach haven features a NEW roof and freshly painted exterior ensuring long-term durability and peace of mind. Inside, the bright, open floor plan showcases luxury vinyl plank flooring throughout, complemented by elegant tile bathrooms including an en-suite primary bath. The gourmet kitchen boasts stone countertops and stainless steel appliances, perfect for preparing fresh seafood meals or entertaining guests. The primary suite includes a generous walk-in closet, while practical amenities like a full-size washer & dryer in a separate interior closet make everyday living convenient and comfortable.

Ownership includes two assigned under-building parking spaces and a private storage closet for all your beach essentials. Perhaps most appealing for property owners is the remarkably comprehensive HOA fee that covers water, sewer, trash, exterior maintenance, pest control, AND property insurance – allowing you to enjoy a truly low-maintenance lifestyle whether you're in residence or managing from afar.

Indian Rocks Beach offers the perfect blend of laid-back coastal charm and vibrant community amenities. From waterfront nature parks and outdoor fitness areas to sports courts, resident-only beach parking, and the area's renowned dining scene – all within a golf-cart friendly community that epitomizes the Florida dream. Whether as your primary residence, vacation home, or investment property, this second-story coastal gem represents an opportunity that combines personal enjoyment with exceptional financial potential. Don't miss your chance to own a piece of paradise that has proven its resilience against nature's forces while delivering consistent returns. Schedule your private showing today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: SHIP-A-HOEY CONDO
  • Year Built: 1981
  • Common Charge: $525 Monthly
  • Approx Sq. Feet: 975
  • Acreage: 0.13
  • Est. Taxes: $8,792
  • Lot Desc: Level, Sidewalk
  • View: Water
  • Pet Policy: Yes
  • Appliances: Microwave, Refrigerator, Convection Oven
  • MLS#: TB8363082
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8363082/812gulf_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/30/2025 6:03:57 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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812 GULF, ##3, Indian Rocks Beach, FL, 33785

$1,035,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $828,000 $828,000 $828,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.907% 6.610% 6.535%
Monthly Tax Payment $733 $733 $733
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,098 $5,234 $7,156
Total Monthly Payment $5,956 $6,092 $8,014

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.