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12639 SE 97TH TERRACE ROAD, Summerfield, FL, 34491 | $274,900
Discover this beautifully maintained 2 bedrooms, 2 bath home in the sought after Dell Webb Spruce Creek Golf & Country Club, a 55 and better community. This Alydar floor plan spans 1346 sq. ft under heat and air, was built in 2005, offers a semi-private lot with room to add a pool, and has been thoughtfully updated for comfort and style, including a new roof (2022), HVAC (2019), and re-piped for preventative measures only in the attic. As you pull in, you’ll be greeted by a charming front porch with a cozy seating area. Once inside the home, hickory wood flooring flows through the living room, kitchen, and hallways, while plantation shutters add a touch of elegance throughout the home. The open-concept kitchen overlooks the living area, and boasts quartz countertops, white cabinetry, a tile backsplash, pull-out cabinet drawers, and newer stainless-steel appliances, along with a Bosch dishwasher. The guest bedroom and bath both feature easy-maintenance luxury vinyl flooring, while the primary bedroom includes the same flooring, the en-suite bath has double vanities, a walk-in shower, and a raised toilet. Enjoy year-round relaxation in the enclosed lanai, complete with 20-inch tile flooring, full-view acrylic sliders and pull-down shades. Offered fully furnished at a fantastic price, this home is perfect for a seasonal homeowner or a full-time resident looking to embrace the active lifestyle of Dell Webb. Don’t miss this opportunity-schedule your private tour today!
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Other, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 60 x 120
- Laundry: Inside, Laundry Room
- Year Built: 2005
- Garage: 2-car Driveway, Garage Door Opener, Off Street
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,346
- Acreage: 0.17
- Lot Size: 60 x 120
- Est. Taxes: $1,681
- HOA Fee: $211 Monthly
- Lot Desc: Cleared, Landscaped
- View: Garden
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: OM697222
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/OM697222/12639se97thterraceroad_summerfield_fl?source=qrflyer
Listing courtesy of JUDY L. TROUT REALTY Phone: 352-208-2629
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12639 SE 97TH TERRACE ROAD, Summerfield, FL, 34491
$274,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
| Monthly Tax Payment | $140 | $140 | $140 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,372 | $1,445 | $1,841 |
| Total Monthly Payment | $1,587 | $1,660 | $2,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388