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Four bedroom center entrance colonial in a very nice Melrose Highlands neighborhood. LR, DR, Kitchen on the first floor with a bonus 20 X 12 family room off of the LR with lots of windows and a mini split system for heat and air-conditioning. Four good bedrooms on the second floor. This home needs a cosmetic upgrade but big ticket items have been completed like: new roof 2023, vinyl siding 2022, mini-split 2023, Mass Save insulation 2023, all new windows 2023, 200 amp cb panel, Weil McClain furnace 2011 . Apthorp Road is a private way owned by this home but with passage easements for #30, #40 and # 16 to go across it to access their parking on their own property. No one is allowed to park on Apthorp Road which would block access to the four homes that use it. This home has one car parking in the driveway and one car parking in the garage. Their appears to be enough room for an additional car slip to the right of the current driveway.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 12.0 x 12.0 | Second | |
Bedroom 3 | 10.0 x 12.0 | Second | |
Bedroom 4 | 8.0 x 13.0 | Second | |
Dining Room | Flooring - Hardwood | 11.5 x 12.0 | First |
Kitchen | 11.0 x 13.0 | First | |
Living Room | Flooring - Hardwood | 12.0 x 24.0 | First |
Master Bedroom | 11.0 x 19.0 | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,838 | $4,041 | $5,150 |
Total Monthly Payment | $4,510 | $4,713 | $5,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.