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Under contract-accepting backup offers. Wonderful family home located in highly desirable Allendale/Five Points area. Sellers are original owners of home less than 9 years new. Floor plan is perfect for family and social gatherings. Interior features include high quality kitchen cabinets, granite, and stainless appliances along with extra customized cabinet space and plantation shutters throughout. Large primary suite has a large en-suite bathroom and a sizeable walk-in closet with ample hanging and storage accessories. Additional 3 bedrooms, including a guest bedroom with full bathroom! Exterior features include custom fencing throughout with an electric remote gate, ideal for privacy and security! Gorgeous pool installed in 2022 along with screened lanai, covered area for grilling and other features which resemble a resort. Spacious 2 car garage which exits from driveway onto paved alley that has dead end thus preventing drive-thru traffic for extra safety, privacy, and security. High and dry location within very short distance of downtown, excellent restaurants, and shopping! Neighborhood is a prime spot for new construction. This home offers many of the benefits of newer construction with the added benefit of having high ticket items already provided (pool, fencing, electric gate, plantation shutters and more!)
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.375% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.895% | 6.496% | 6.449% |
Monthly Tax Payment | $742 | $742 | $742 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,379 | $6,463 | $8,883 |
Total Monthly Payment | $7,246 | $7,330 | $9,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.