90 Country Club Drive, Florida, NY, 10921 | $347,000

Starting out? Downsizing? The wait is over! Don’t miss out on the only home currently available in the highly desirable Cedar Crest community – and it's a rare RANCH! Perfectly situated end unit affords privacy and one level living with space that keeps going and going! Covered entry porch welcomes you into an open and contemporary layout offering spacious rooms and a very unique floorplan with flexibility to suit your needs. Living room is filled with natural light through skylights and vaulted ceiling and an energy efficient pellet stove is the focal point. The dining room is ideal for entertaining and sliders lead to your private deck—the perfect spot for grilling, chilling, and unwinding in peace. Find crisp white cabinets and tile backsplash in the galley style kitchen with newer refrigerator and gas cooktop and wall oven. Three generously sized bedrooms await, including the primary bedroom, which offers access to an updated full bathroom with new fixtures. Need some extra space? A flex room off the driveway can easily serve as a home office, gym, or hobby room. The laundry is tucked away on the same level, no need to worry about hauling baskets up and down stairs! Cedar Crest amenities offer clubhouse with fitness center, community pool, tennis courts, playground and more. Enjoy a prime village of Florida location just minutes to shopping, dining, hospital, area attractions, wineries and so much more!

Features

  • Amenities: Clubhouse, Fitness Center, Playground, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Hall
  • Style: Ranch
  • Year Built: 1975
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 1,766
  • Acreage: 0.12
  • Est. Taxes: $5,377
  • HOA Fee: $165 Monthly
  • Lot Desc: Near School, Near Shops, Private, Stone/Brick Wall
  • Elem. School: Golden Hill Elementary
  • Middle School: S S Seward Institute
  • High School: S.S. Seward Institute
  • School District: Florida
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Refrigerator, Washer, Gas Water Heater
  • MLS#: 836083
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/836083/90countryclubdrive_florida_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-928-9691

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

90 Country Club Drive, Florida, NY, 10921

$347,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $277,600 $277,600 $277,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.000% 7.017% 6.120%
Monthly Tax Payment $448 $448 $448
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,732 $1,824 $2,324
Total Monthly Payment $2,255 $2,347 $2,847

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.