74-27 220th St., #121-A1, Oakland Gardens, NY, 11364 | $349,900

Welcome Home to this charming 1st floor unit amongst the Serene Landscape of Windsor Oaks Apartments in neighborhood of Oakland Gardens! Offering 2 Bedrooms and 1 Bathroom. This spacious Garden Apartment is ready for You to call it Home. Upon entry, you’ll be greeted by gleaming hardwood floors that add warmth to this bright, inviting apartment. Move-in-ready and nestled within beautifully kept grounds, providing a peaceful atmosphere. The Unit conveniently Includes a Washer/Dryer in the Kitchen, Along with other Modern Stainless Steel Appliances (Including: Refrigerator/Gas Range Oven/Over-The-Range Microwave0. Ideally located, this Corner Unit Nestled in a spacious and tranquil Courtyard, only shares 1 common wall with the neighboring apartments allowing more privacy, and boasts more Natural light through the advantage of additional Windows. The apartment is just minutes from shopping, nearby schools, public transit (Q88, Q27, Q30 buses), a variety of dining choices, and the Beautiful & Expansive Alley Pond Park, offering plenty of recreational options. Make this Wonderful apartment Your Home!

Features

  • Parking: On Street, Open
  • Heating: Steam
  • Cooling: None
  • Levels: 2
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Kitchen, In Unit
  • Complex: Windsor Oaks
  • Year Built: 1950
  • Approx Sq. Feet: 587
  • Elem. School: Ps 205 Alexander Graham Bell
  • Middle School: Jhs 74 Nathaniel Hawthorne
  • High School: Benjamin N Cardozo High School
  • School District: Community District 26
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dryer, Gas Range, Microwave, Refrigerator, Washer
  • MLS#: 836840
  • Days on Market: 190 days
  • Website: https://www.raveis.com
    /prop/836840/7427220thst_oaklandgardens_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Robert YoungBroker Associate

508.325.1571

Robert.Young@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

74-27 220th St., #121-A1, Oakland Gardens, NY, 11364

$349,900

Robert Young

Broker Associate

William Raveis Real Estate

Phone: 508.325.1571

Robert.Young@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,920 $279,920 $279,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.648%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,589 $1,701 $2,269
Total Monthly Payment $1,664 $1,776 $2,344

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.