515 E 89TH Street, #4K, New York (Yorkville), NY, 10128 | $1,150,000

Spacious & Bright 2-Bedroom and 2 Baths with Southern Exposure Near Carl Schurz Park

Perfectly situated on a quiet charming, tree-lined street, this expansive two-bedroom, two-bathroom home with a separate dining room is a must-see. Bathed in natural light, this airy residence boasts loft-like proportions, southern exposure, and serene brownstone views.

The thoughtfully designed layout is ideal for entertaining, featuring a grand entryway, spacious sun- drenched living room, a windowed kitchen with a washer and dryer, and a formal dining room. A booklined hallway leads to the oversized, south-facing primary suite, complete with a double cedar lined closet and en-suite bath. The spacious second bedroom also offers its own en-suite bath clad in Mediterranean tile. Additional highlights include hardwood floors throughout, abundant closet space, and through-the-wall AC in the living room.

Building amenities include a superb staff, a 24-hour doorman, central laundry, a bike room, and private storage. Residents can also enjoy a beautifully maintained private garden. Located just steps from Carl Schurz Park, Elite training facility at Asphalt Green, 90th Street Ferry shopping, dining, schools and convenient transportation options. Pets and pied-e -terre are welcome, and 80% financing is allowed.

Special Assessment of $344 per month thru December

Features

  • Town: New York
  • Levels: 6
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Building In Basement,Washer Hookup
  • Complex: Gracie Gardens
  • Year Built: 1942
  • Common Charge: $3,457 Monthly
  • View: City
  • Pet Policy: Building Yes,No
  • MLS#: RLS20010403
  • Days on Market: 95 days
  • Website: https://www.raveis.com
    /prop/RLS20010403/515e89thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.

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Stacey CossutoSales Associate

203.449.1504

Stacey.Cossuto@raveis.com

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To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

515 E 89TH Street, #4K, New York (Yorkville), NY, 10128

$1,150,000

Stacey Cossuto

Sales Associate

William Raveis Real Estate

Phone: 203.449.1504

Stacey.Cossuto@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.375% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.491% 6.487% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,152 $5,740 $7,763
Total Monthly Payment $5,277 $5,865 $7,888

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.