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Charming Country Living in Wesley Chapel – 2BR/2BA Palm Harbor Home on Half an Acre. Welcome to country living at its finest! This charming two-bedroom, two-bathroom Palm Harbor double-wide home is nestled on just over half an acre, surrounded by majestic oak and palm trees and a beautifully landscaped front garden. Whether you're looking for the perfect place to raise a family or retire in a peaceful setting, this home offers the best of both worlds. Step inside to an open-concept design that seamlessly connects the living room, dining room, and kitchen, creating a warm and inviting space ideal for entertaining. The kitchen features vinyl flooring, a breakfast bar, ample cabinetry, and a closet pantry, offering plenty of storage and counter space to please any home chef. The living and dining areas are bright and spacious, with carpeting that adds to the home’s cozy feel. The split-bedroom layout provides added privacy, with the owner’s retreat positioned separately from the second bedroom. The primary suite is a true retreat, complete with a walk-in closet, ceiling fan, and an ensuite bath featuring a step-in shower and a relaxing garden tub. At the opposite end of the home, the second bedroom is generously sized and conveniently located near the guest bathroom, which includes a tub/shower combo. An inside laundry room, measuring 6x5, comes equipped with a washer and dryer for added convenience. The outdoor space is just as impressive as the interior. A large 11x20 screened back deck offers the perfect spot to enjoy the warm Florida breezes while overlooking the peaceful expanse of your private backyard. A covered patio area is ideal for a barbecue pit, campfire setup, or outdoor entertaining. The home also includes an attached double carport for ample parking and two storage buildings, providing plenty of extra space for tools, hobbies, or additional storage needs. With recent updates, including a 2009 AC and a brand-new shingle roof in 2025, this well-constructed home is move-in ready. Best of all, there’s no HOA, meaning you can enjoy the freedom of homeownership without extra fees or restrictions. Located in a desirable area of Wesley Chapel, this property offers the perfect blend of privacy and convenience, with easy access to shopping, dining, and major roadways. Don't miss this incredible opportunity—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,133 | $1,209 | $1,528 |
Total Monthly Payment | $1,239 | $1,315 | $1,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.