3946 ERNEST DRIVE, Wesley Chapel, FL, 33543 | $230,000

Charming Country Living in Wesley Chapel – 2BR/2BA Palm Harbor Home on Half an Acre. Welcome to country living at its finest! This charming two-bedroom, two-bathroom Palm Harbor double-wide home is nestled on just over half an acre, surrounded by majestic oak and palm trees and a beautifully landscaped front garden. Whether you're looking for the perfect place to raise a family or retire in a peaceful setting, this home offers the best of both worlds. Step inside to an open-concept design that seamlessly connects the living room, dining room, and kitchen, creating a warm and inviting space ideal for entertaining. The kitchen features vinyl flooring, a breakfast bar, ample cabinetry, and a closet pantry, offering plenty of storage and counter space to please any home chef. The living and dining areas are bright and spacious, with carpeting that adds to the home’s cozy feel. The split-bedroom layout provides added privacy, with the owner’s retreat positioned separately from the second bedroom. The primary suite is a true retreat, complete with a walk-in closet, ceiling fan, and an ensuite bath featuring a step-in shower and a relaxing garden tub. At the opposite end of the home, the second bedroom is generously sized and conveniently located near the guest bathroom, which includes a tub/shower combo. An inside laundry room, measuring 6x5, comes equipped with a washer and dryer for added convenience. The outdoor space is just as impressive as the interior. A large 11x20 screened back deck offers the perfect spot to enjoy the warm Florida breezes while overlooking the peaceful expanse of your private backyard. A covered patio area is ideal for a barbecue pit, campfire setup, or outdoor entertaining. The home also includes an attached double carport for ample parking and two storage buildings, providing plenty of extra space for tools, hobbies, or additional storage needs. With recent updates, including a 2009 AC and a brand-new shingle roof in 2025, this well-constructed home is move-in ready. Best of all, there’s no HOA, meaning you can enjoy the freedom of homeownership without extra fees or restrictions. Located in a desirable area of Wesley Chapel, this property offers the perfect blend of privacy and convenience, with easy access to shopping, dining, and major roadways. Don't miss this incredible opportunity—schedule your showing today!

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1985
  • Garage: Covered
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,248
  • Acreage: 0.54
  • Est. Taxes: $373
  • Lot Desc: Level
  • Elem. School: Chester W Taylor Elemen-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Appliances: Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8363949
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8363949/3946ernestdrive_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/30/2025 5:47:23 PM)
Listing courtesy of KELLER WILLIAMS REALTY NEW TAMPA   Phone: 813-994-4422

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3946 ERNEST DRIVE, Wesley Chapel, FL, 33543

$230,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $184,000 $184,000 $184,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 7.017% 6.034%
Monthly Tax Payment $31 $31 $31
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,133 $1,209 $1,528
Total Monthly Payment $1,239 $1,315 $1,634

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.