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This barely-lived-in home (just over a year old!) offers the perfect blend of modern elegance and functional design just 1. 5 miles to I-85 and in an area that may qualify you for a no PMI and no down payment USDA loan! Featuring four spacious bedrooms, including a luxurious primary suite with a walk-in closet and double vanity, this home provides endless options for hosting guests, setting up a home office, or creating a personal retreat. The stunning kitchen is a chef’s dream with quartz countertops, a high-end fridge, a gas range, and an abundance of dining space. Beautiful LVP flooring flows through the home, complemented by neutral colors and an abundance of natural light. A versatile loft adds even more flexibility for use as a separate living space, kids’ play room, etc. , while generous storage throughout the home ensures everything has its place. Laundry appliances are included with the full stainless steel kitchen appliance suite, so you can move right in without having to make any big ticket purchases. Best of all, this home sits on a prime lot with substantially more space between neighbors than is typically found in the neighborhood—offering a rare sense of privacy and breathing room! Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,355 | $1,445 | $1,827 |
Total Monthly Payment | $1,580 | $1,670 | $2,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.