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355 Divot Road, Hempstead (Oceanside), NY, 11572 | $1,149,000
Spacious And Versatile, This Immaculate 5-Bedroom, 4-Bathroom Americana Split Is Nestled In The Heart Of The Wedgewood Section Of Oceanside On A Prime Center-Block Location. With Over 3, 000 Sq. Ft. Across Five Levels, This Home Offers Both Comfort And Functionality. The Main Level Features A Generously Sized Living Room, Elegant Formal Dining Room, And An Eat-In Kitchen. On The Second Floor, You'll Find Two Generously Sized Bedrooms And A Primary Suite Complete With A Fireplace, Private Bath, Separate Sitting Area, And Walk-In Closets. The Third Level Offers Two Additional Bedrooms And A Full Bathroom. Downstairs, A Spacious Den With A Fireplace And Radiant Heated Floors Provides Access To The Backyard, Perfect For Indoor-Outdoor Living. The Finished Basement Includes A Recreation Area, Ideal For A Home Gym Or Office, Plus A Laundry Room And Utilities. The Backyard Is An Entertainer’s Dream, Featuring Tastefully Landscaped Stonework, Manicured Flower Beds, Multiple Seating Areas, And In-Ground Sprinklers Throughout Front And Back. Additional Features Include A 2-Car Attached Garage, 200-Amp Service, A Newer Central Air Conditioning Unit (2022) , Gas Grill Hookup And Efficient Gas Heating. Prime Location! Situated In Flood Zone X (No Flood Insurance Required) And Conveniently Located Near Schools, Shops, Houses Of Worship, A Golf Course, And A Nature Preserve. Don’t Miss This Rare Opportunity To Own An Immaculate Home In One Of Oceanside’s Most Desirable Areas!
Features
- Town: Hempstead
- Rooms: 14
- Bedrooms: 5
- Baths: 4 full
- Style: Split Level
- Year Built: 1959
- Garage: 2-car
- Heating: Natural Gas, Radiant Floor
- Cooling: Central Air
- Basement: Partial
- Approx Sq. Feet: 3,089
- Acreage: 0.16
- Est. Taxes: $17,595
- Lot Desc: Near Golf Course, Near School, Near Shops, Sprinklers In Front, Sprinklers In Rear, Stone/Brick Wall
- Elem. School: School 9E-Boardman Elem School
- Middle School: School 9M-Oceanside Middle School
- High School: School 7-Oceanside Senior Hs
- School District: Oceanside
- Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- MLS#: 837953
- Days on Market: 5 days
- Website: https://www.raveis.com
/eprop/837953/355divotroad_hempstead_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
355 Divot Road, Hempstead (Oceanside), NY, 11572
$1,149,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $919,200 | $919,200 | $919,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.614% | 6.487% | 6.183% |
| Monthly Tax Payment | $1,466 | $1,466 | $1,466 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,219 | $5,735 | $7,757 |
| Total Monthly Payment | $6,810 | $7,326 | $9,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535