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Presented by![]() Betty Schneider |
SELLERS OFFERING $5, 000 TO BUYERS FOR CLOSING COSTS/RATE BUY DOWN WITH AN ACCEPTABLE OFFER! A GEM priced great and with fantastic features! Welcome home to your spacious retreat in Hernando! Boasting 3 generously sized bedrooms, 2 bathrooms, an office or flex room space off the bedroom, and so much more, this has it all! Pulling up to the home, you're greeted by a circular driveway, as well as extra parking on the side of the home, perfect for accessibility or room for guests to park! Entering the home, you're immediately greeted by your spacious living room with a fireplace, perfect for those chilly winter nights! Off the living room is your formal dining room fit for your extensive dinners! The kitchen features an open concept as well as an island in the middle, perfect for buffet-style eating or hanging out with family or friends while preparing food! The back of the home is ANOTHER open space, your enclosed sun room, boasting natural light and full of windows for enjoying the fresh air of a Beautiful summer day! Your sun room is also equipped with a real tongue and groove pine ceiling, very tasteful and gives a different feel than the rest of the home! Heading back to the bedrooms, as stated these bedrooms are all a generous size, featuring very spacious bedrooms and plenty of room for storage! Your master suite features cedar walls and ceiling, as well as crown molding and an ADDITIONAL office/flex space that can be used to work from home And what other way to work from home than opening your french doors in the sun room and enjoying the beautiful weather Florida has to offer? Let's step outside! If you're looking for more storage, this home also comes with a 14x20 shed out back that has electric and water access, great for a workshop or craft room! This home features a newer well installed about a year and a half ago, and a newer roof! (2023) This one is also located RIGHT near the water, but not too close, being in flood zone X! This neighborhood also has a great community feel, and features many waterfront restaurants that are only a few minutes away! This one is priced GREAT for all the features it has, come schedule a showing and make it yours today!
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 561.307.6602
BSchneider@mirasolrealty.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.832% | 6.810% | 6.006% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,191 | $1,255 | $1,628 |
Total Monthly Payment | $1,457 | $1,521 | $1,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.