12524 GARRETT PLACE, Grand Island, FL, 32735 | $495,000

Welcome home to 12524 Garrett Place a stunning 4-Bedroom, 2-Bath home with NO HOA on a spacious . 50 ACRES. This impeccably maintained home constructed in 2021 offers the perfect blend of modern luxury with serene privacy. Nestled on ½ acre of FULLY FENCED land, this property provides the freedom you have been looking for. NO HOA RESTRICTIONS means you can bring your boats, RVs, trailers, and extra vehicles with ease. Inside, discover over $64, 000 in premium upgrades and finishes, including sleek modern flooring, smart ceiling fans, and custom-designed California Closets. The spacious kitchen with premium features offers quartz countertops, white cabinetry, an upgraded kitchen sink with a sleek sous faucet, large island, custom water filtration system for both the refrigerator and coffee station, and premium stainless steel appliances. The oversized great room fills with natural light, providing an open and airy space perfect for gathering and relaxation. Step into the spacious owner's suite, a true retreat featuring a luxurious ensuite bath with dual quartz-topped vanities, an oversized walk-in shower, and a private water closet. CUSTOM CALIFORNIA CLOSETS in the owners suite offers ample storage, complete with a BUILT IN WALL SAFE for added security and convenience. Step outside and enjoy a beautifully updated landscaping package with a premium irrigation system to keep your lawn lush year-round. The 6' vinyl privacy fence completely surrounds the property, offering added security and seclusion. Additional features include extra wide driveway, whole-house gutters, an outdoor storage shed, an overhead garage storage system, outdoor playground and a 50-AMP GENERATOR INLET for seamless backup power integration. The whole-home water softening & filtration system ensures top-quality water throughout. The property offers ample parking opportunies with double-gate access, an extended driveway, and a long main driveway. Don’t miss this rare opportunity to own a move-in-ready home with NO HOA RESTRICTIONS and high-end upgrades. This rare home is eligible for FHA, Conventional, VA, USDA and additional loan options. Schedule your private tour today!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Traditional
  • Year Built: 2021
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side, Oversized, RV Parking
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,652
  • Acreage: 0.5
  • Est. Taxes: $3,793
  • Lot Desc: In County, Landscaped, Level, Oversized Lot, Unincorporated
  • Elem. School: Treadway Elem
  • Middle School: Eustis Middle
  • High School: Eustis High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • MLS#: O6282798
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6282798/12524garrettplace_grandisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/27/2025 6:05:09 AM)
Listing courtesy of CENTURY 21 INTEGRA   Phone: 727-387-6261

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12524 GARRETT PLACE, Grand Island, FL, 32735

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.000% 7.017% 6.120%
Monthly Tax Payment $316 $316 $316
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,471 $2,601 $3,315
Total Monthly Payment $2,862 $2,992 $3,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.