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Welcome home to 12524 Garrett Place a stunning 4-Bedroom, 2-Bath home with NO HOA on a spacious . 50 ACRES. This impeccably maintained home constructed in 2021 offers the perfect blend of modern luxury with serene privacy. Nestled on ½ acre of FULLY FENCED land, this property provides the freedom you have been looking for. NO HOA RESTRICTIONS means you can bring your boats, RVs, trailers, and extra vehicles with ease. Inside, discover over $64, 000 in premium upgrades and finishes, including sleek modern flooring, smart ceiling fans, and custom-designed California Closets. The spacious kitchen with premium features offers quartz countertops, white cabinetry, an upgraded kitchen sink with a sleek sous faucet, large island, custom water filtration system for both the refrigerator and coffee station, and premium stainless steel appliances. The oversized great room fills with natural light, providing an open and airy space perfect for gathering and relaxation. Step into the spacious owner's suite, a true retreat featuring a luxurious ensuite bath with dual quartz-topped vanities, an oversized walk-in shower, and a private water closet. CUSTOM CALIFORNIA CLOSETS in the owners suite offers ample storage, complete with a BUILT IN WALL SAFE for added security and convenience. Step outside and enjoy a beautifully updated landscaping package with a premium irrigation system to keep your lawn lush year-round. The 6' vinyl privacy fence completely surrounds the property, offering added security and seclusion. Additional features include extra wide driveway, whole-house gutters, an outdoor storage shed, an overhead garage storage system, outdoor playground and a 50-AMP GENERATOR INLET for seamless backup power integration. The whole-home water softening & filtration system ensures top-quality water throughout. The property offers ample parking opportunies with double-gate access, an extended driveway, and a long main driveway. Don’t miss this rare opportunity to own a move-in-ready home with NO HOA RESTRICTIONS and high-end upgrades. This rare home is eligible for FHA, Conventional, VA, USDA and additional loan options. Schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,471 | $2,601 | $3,315 |
Total Monthly Payment | $2,862 | $2,992 | $3,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.