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Upgrades deluxe in this home located in the gated Heritage Landing Golf & Country Club - a resort-style golf community within the charming town of Punta Gorda. Golfers will delight with the golf membership included with the home purchase as they get to play on a Gordon G. Lewis-designed private course, it's as visually stunning as it is challenging. The home, built in 2020, has only had one owner, who spared no expense to customize it for stress-free living. As you enter through the screened entrance, you will immediately notice the neutral plank tile floor installed throughout the home. All the rooms also have new ceiling fans as well as the premium light fixture package. The kitchen, with ample storage & a walk-in pantry, maintains a sleek and modern design offset by cool stainless-steel appliances and a large center island. All 3 bedrooms have their own full bath, one guest room with a tub/shower combo, while the 2nd guest & primary bedrooms have walk-in showers. The spacious great room & dining rooms have tray ceilings & upgraded crown moldings. The home radiates light with its stacking sliders opening into a sumptuous outdoor retreat featuring a picture window cage overlooking the 16th Fairway & Lake. The large custom salt-water pool, finished in 2021, is equipped with an electric heat pump and a self-monitoring underground autofill system - you will never again sully your view with a hose in the pool! The pool shell and pool finish also have Lifetime Warranties. A relaxing, lighted waterfall and Sunshelf with a Color Vision bubbler will keep you refreshed while you enjoy the morning sun. Tired of basking in the sun? Simply retreat to the lanai with its convenient motorized sun-screen, capable of withstanding impacts up to 45-mph. Plus, not only will you be protected from nasty sunburns, all of your systems and appliances are protected from mineral build-up with the whole house water-softening system. Adding to your peace-of-mind is the Smart Home system available with the home - it's WIFI capable, controlling such features as door locks, the RING doorbell, appliances, the pool systems, etc. Storms won't be a problem either with impact-resistant windows and doors, a hurricane-rated pool frame (up to 179 mph) and a whole house surge protector. This worry-free lifestyle extends throughout the whole community and is like no other in Punta Gorda - in addition to the golf membership, homeowners will have access to a full array of athletic activities starting with a resort-style pool with gradual entry and lap lanes (plus 2 smaller satellite pools), 5 lighted clay tennis courts, 6 pickleball and bocce ball courts and a fully-equipped 24-hr fitness center and aerobics room. If an active lifestyle doesn't suit you, the relaxed atmosphere of the community will entice you. You will have access to a state-of-the-art clubhouse with thriving social gatherings, 3 on-site restaurants, 2 full-service bars and a full-service spa.
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Our Executive Mortgage Banker:
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$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
Monthly Tax Payment | $660 | $660 | $660 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,993 | $4,204 | $5,358 |
Total Monthly Payment | $4,745 | $4,956 | $6,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.