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Presented by![]() The Knox Real Estate Group |
PRICE REDUCTION! LOW $500 YEARLY ELECTRIC BILL w SOLAR.
Private Paradise in Heritage Oaks – Sustainable Living Meets Elegant Comfort. This spacious 4-bedroom, 3-bath home is a private paradise nestled in the heart of Heritage Oaks Golf & Country Club. With 30 FULLY PAID OFF SOLAR PANELS (2022) valued at $40, 000, your ANNUAL electric bill in hot, humid Florida is UNDER $500. While a few minor updates remain, the home boasts some of the best structural integrity in the community. Recent upgrades include a BRAND NEW ROOF (2025), NEW WATER HEATER with a recirculating system (2025), NEWER High Efficiency A/C & HEAT (2023), a whole-home multi-stage WATER FILTRATION & PURIFICATION SYSTEM (2023), and a solar roof vent fan with reverse osmosis at the kitchen sink.
The organically landscaped yard is filled with meticulously selected plants and fruit-bearing trees, attracting Monarchs, Swallowtails, Zebras, and other butterflies—making your garden a peaceful natural retreat. Inside, the double split floor plan is designed for privacy. The spacious Primary Suite opens to a covered lanai and includes a walk-in closet with California-style organizers. The primary bath features a soaking tub with heat lamp, separate tropical rain shower, and private water closet.
Formal living and dining rooms offer space for entertaining, while the kitchen with wood cabinets and breakfast bar opens into an oversized family room with triple pocket sliders. A cozy breakfast nook with an aquarium glass window overlooks the lush lanai, perfect for enjoying your morning coffee.
Heritage Oaks is a 24-hour guard-gated, resident-owned community where all homeowners are full members with access to an 18-hole golf course, 4 clay tennis courts, 5 heated pools, a fully equipped fitness center with classes, and a newly renovated clubhouse with dining and social amenities. Located near Siesta Key Beach, downtown Sarasota, St. Armands Circle, and more, this home offers sustainable living and resort-style amenities all in one. Call today to experience the Heritage Oaks lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
Sales Associates
William Raveis Real Estate
Phone: 978.771.4579
KnoxRealEstateGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.971% | 7.050% | 6.132% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $3,801 | $3,930 | $4,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.