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LAKEFRONT - VICTORIA LAKE! NEW NEW NEW 2022: ROOF, HVAC, SPRAY FOAM INSULATION, GUTTERS, IRRIGATION ALL NEW IN 2022!
I'm excited to share this beautifully maintained family home in Victoria Commons, right on Victoria Lake!
Imagine starting your day on the covered front porch, enjoying the peaceful lake view. Inside, you'll find high ceilings, updated light fixtures, and a spacious living room that flows into the dining area. Plantation shutters and tile flooring (no carpet!) add a touch of elegance. There is also a charming half bath and a versatile nook perfect for a table, hutch, bar, or desk.
The open kitchen and family room are perfect for gatherings. The kitchen features 42" solid wood cabinets with crown molding and stainless steel appliances. The refrigerator and dishwasher were updated in 2023, and a new gas range was installed in March 2025! A closet pantry, breakfast bar, and eat-in space provide views of the beautifully landscaped backyard. Relax in the family room with its upgraded ceiling fan, blinds and window coverings.
Upstairs, you'll find upgraded flooring throughout all four bedrooms and the hallway. The primary suite is a private retreat with a large walk-in closet, plantation shutters with lake views, and an en-suite bathroom featuring a soaker tub, separate walk-in shower, double-sink vanity, water closet, and linen closet. All bedrooms have ceiling fans with light fixtures and good-sized closets. The 2nd full bath upstairs also features a large double sink vanity and new lighting.
With over 2, 100 sq ft of living space there's room for everyone, plus an indoor laundry room with built-in cabinetry! Never run out of hot water again with this upgraded tankless water heater! Step outside to a private covered patio paver screened back porch and a charming walkway through a jasmine-covered archway in the secret garden.
Enjoy strolls along the well-lit, sidewalk-lined streets of this lovely community. Amenities include a large community pool, fitness center, tennis courts, and playground. The HOA covers cable, internet, irrigation, and more! Plus, it's just a short 5-minute walk (0. 2 miles) to the community's shops and offices, including restaurants, a wine bar, an ice cream shop, daycare, a dog groomer and bakery, a salon, a bank, hot yoga, dental and ENT offices, imaging and lab services, a pharmacy, and much more!
Conveniently located less than a mile from I-4, commuting is a breeze. Plus, it’s only a 12-minute drive to Downtown Deland, perfectly situated between Daytona and Orlando for easy day trips.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,217 | $2,365 | $2,989 |
Total Monthly Payment | $2,649 | $2,797 | $3,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.