104 W LAKE VICTORIA CIRCLE, Deland, FL, 32724 | $450,000

LAKEFRONT - VICTORIA LAKE! NEW NEW NEW 2022: ROOF, HVAC, SPRAY FOAM INSULATION, GUTTERS, IRRIGATION ALL NEW IN 2022!
I'm excited to share this beautifully maintained family home in Victoria Commons, right on Victoria Lake!

Imagine starting your day on the covered front porch, enjoying the peaceful lake view. Inside, you'll find high ceilings, updated light fixtures, and a spacious living room that flows into the dining area. Plantation shutters and tile flooring (no carpet!) add a touch of elegance. There is also a charming half bath and a versatile nook perfect for a table, hutch, bar, or desk.

The open kitchen and family room are perfect for gatherings. The kitchen features 42" solid wood cabinets with crown molding and stainless steel appliances. The refrigerator and dishwasher were updated in 2023, and a new gas range was installed in March 2025! A closet pantry, breakfast bar, and eat-in space provide views of the beautifully landscaped backyard. Relax in the family room with its upgraded ceiling fan, blinds and window coverings.

Upstairs, you'll find upgraded flooring throughout all four bedrooms and the hallway. The primary suite is a private retreat with a large walk-in closet, plantation shutters with lake views, and an en-suite bathroom featuring a soaker tub, separate walk-in shower, double-sink vanity, water closet, and linen closet. All bedrooms have ceiling fans with light fixtures and good-sized closets. The 2nd full bath upstairs also features a large double sink vanity and new lighting.

With over 2, 100 sq ft of living space there's room for everyone, plus an indoor laundry room with built-in cabinetry! Never run out of hot water again with this upgraded tankless water heater! Step outside to a private covered patio paver screened back porch and a charming walkway through a jasmine-covered archway in the secret garden.

Enjoy strolls along the well-lit, sidewalk-lined streets of this lovely community. Amenities include a large community pool, fitness center, tennis courts, and playground. The HOA covers cable, internet, irrigation, and more! Plus, it's just a short 5-minute walk (0. 2 miles) to the community's shops and offices, including restaurants, a wine bar, an ice cream shop, daycare, a dog groomer and bakery, a salon, a bank, hot yoga, dental and ENT offices, imaging and lab services, a pharmacy, and much more!

Conveniently located less than a mile from I-4, commuting is a breeze. Plus, it’s only a 12-minute drive to Downtown Deland, perfectly situated between Daytona and Orlando for easy day trips.

Features

  • Amenities: Cable TV, Fitness Center, Playground, Pool, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 2004
  • Garage: 2-car Alley Access, Driveway, Garage Door Opener, Garage Faces Rear
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,118
  • Acreage: 0.16
  • Est. Taxes: $4,284
  • HOA Fee: $196 Monthly
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: V4941624
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/V4941624/104wlakevictoriacircle_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/29/2025 2:47:07 PM)
Listing courtesy of BEE REALTY CORP   Phone: 386-279-7522

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

104 W LAKE VICTORIA CIRCLE, Deland, FL, 32724

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 7.017% 6.034%
Monthly Tax Payment $357 $357 $357
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,217 $2,365 $2,989
Total Monthly Payment $2,649 $2,797 $3,421

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.