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Welcome to this charming CORNER unit 2-Bedroom, 2- Full Bathroom Condo in the Forbes Building at Royal Stewart Arms – Active 55+ Community on Honeymoon Island! This unit has window views of Honeymoon Island AND St. Joseph Sound/Gulf views. This condo offers the perfect blend of comfort, style, and convenience in a vibrant 55+ active adult community with no neighbors on either side. Enjoy breathtaking sunsets over the Gulf of America from your private balcony, accessible from the living room via sliding glass doors. The balcony offers a peaceful space to relax and enjoy the gentle gulf breezes. This unit features recent updates, including new appliances, NEW HURRICANE WINDOWS in 2018 and NEW HURRICANE DOORS in 2020, offering added peace of mind. You'll also appreciate the additional storage unit located on the 6th floor for all your extra belongings. The furnishings are optional, allowing you the flexibility to personalize your new home to fit your style. The Royal Stewart Arms community offers a wealth of amenities designed to enhance your lifestyle. Spend your days lounging by the solar-heated waterfront pool, with stunning views of St. Joseph's Sound. Enjoy friendly competition with pickleball, tennis, bocce, shuffleboard, and horseshoes. For the fishing enthusiast, there is a private fishing pier where you can cast your line and unwind. Additionally, the complex has grill and picnic areas, perfect for social gatherings with neighbors and friends. A car wash station with an air hose is also available for your convenience. The clubhouse serves as the social hub of the community, featuring Wi-Fi, a billiards room, a poker/cards room, a steam room, sauna, ping pong, and a cozy fireplace. The clubhouse also boasts a library and a catering kitchen, ideal for hosting community events and gatherings. Whether you're looking to stay active or relax, there's something for everyone. This condo is located on beautiful Honeymoon Island, offering direct access to the Pinellas Trail and just a short ferry or kayak ride away from the pristine Caladesi Island. Enjoy outdoor activities such as kayaking, sailing, and paddle boating right near your doorstep. You'll also find top-tier dining, boutique shops, and cultural attractions in the nearby Dunedin area. Plus, with convenient access to Tampa, Clearwater, and St. Petersburg, everything you need is within reach. This condo can be sold partially furnished, making it easy for you to move right in. Don’t miss the opportunity to own a piece of paradise in this active, resort-style community. Schedule your showing today and make this charming condo your new home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $2,023 | $2,558 |
Total Monthly Payment | $2,193 | $2,320 | $2,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.