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Welcome to Smallwood. This is just about the most centrally located neighborhood in the county. Most of the homes in Smallwood are seasonal bungalows but this is an exceptionally well-made stick-built house for year-round use. This home has a well and septic tank as opposed to the seasonal homes that are on the Smallwood water and sewer system which get's tuned off from the fall until the spring. This house is in excellent condition. It features hardwood floors and ceilings throughout the dining room, kitchen and living room. The living room has hardwood walls as well. The house has large wooden beams, and wooden window frames throughout the house. There is also a beautiful wooden staircase. The kitchen has lovely well-made wooden cabinets with stainless steel appliances. All the closet doors in the house are made from the same wood. The main floor also features two oversize wood sliding barn doors leading to the first-floor bedroom and bathroom and living room. All this wood gives you that feel of country elegance. The second floor is where the master bedroom is located and then there is the lower level where there is a family room with hardwood floors as well as the washer and dryer. New roof 3. 5 years ago. New front deck less than a year old. New sump pump replaced last week. Smallwood is centrally located and close to all that Sullivan County has to offer. You are close by the three largest motorboat lakes in the county, Swinging Bridge, Toronto, & White Lake. You also have Mountain Lake right in Smallwood. You will be close to all the big box stores in Monticello like Walmart, ShopRite, Home Depot etc. Also, not far from Smallwood is the happening western side of the county where there are plenty of activities happening in towns like Narrowsburg, Callicoon and Livingston Manor. The main attraction is Bethel Woods Center for the Arts which id the site of the 1969 Woodstock concert where there are many Concerts and event going on throughout the year. You are also close to our local casino The Resorts World Catskills Smallwood is a wonderful place to live. You will never run out of things to do.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,847 | $1,971 | $2,491 |
Total Monthly Payment | $2,341 | $2,465 | $2,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.