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Charming Cottage-Style Condo in the Heart of Valrico! This completely remodeled 1-bedroom, 1-bathroom cottage-style condo effortlessly combines elegance with functionality. From the moment you step inside, you'll be drawn to the rich hardwood floors and the abundance of natural light that fills the space. The spacious great room boasts soaring cathedral ceilings, an electric fireplace with a charming mantle, and direct access to two private balconies, perfect for enjoying the fresh air. The gourmet kitchen has been fully remodeled with 42” white cabinetry, stainless appliances, ample storage and prep space, and recessed lighting for a modern touch. The generously sized bedroom offers built-in bookcases, a large walk-in closet, and a versatile space that can be used as an office or dressing area. The newly renovated bathroom showcases a stylish shower/tub combo with elegant glass tilework and a sleek vanity. Step outside to the covered back balcony and take in the serene pool view—the perfect setting for morning coffee or evening relaxation. Additional highlights include a conveniently located washer and dryer on the main level, a spacious storage closet under the stairs, and an attached garage with built-in storage shelves. Enjoy maintenance-free living with an HOA that covers lawn care, shrub trimming, fertilizing, weeding, watering, exterior painting, pool and grounds maintenance, water, sewer, and trash collection—plus, the roof was recently replaced in 2023! Centrally located near Bloomingdale amenities, a golf course, the YMCA, top-rated schools, shopping, and dining, this condo offers both tranquility and accessibility. Don't miss your chance to call this charming retreat your own—schedule a tour today! Copy and paste this link to tour the home virtually my. matterport. com/show/?m=bhq8Wyoa3GN&mls=1
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Our Executive Mortgage Banker:
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$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 7.017% | 6.034% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $961 | $1,025 | $1,295 |
Total Monthly Payment | $1,125 | $1,189 | $1,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.