401 27TH STREET W, Bradenton, FL, 34205 | $599,000

Step into Timeless Spanish Mediterranean Charm in the heart of the Historic River District – where elegance, history, and location come together beautifully. This one-of-a kind historic home is nestled in the heart of Bradenton, where the Riverview Neighborhood and Fogartyville meet, just two blocks from the Manatee River. Perfectly situated on high and dry land outside of any flood zone, this updated Old World retreat is built like a fortress, standing strong against hurricanes while exuding warmth and character. With no HOA or deed restrictions, this property offers true freedom and flexibility for homeowners. Located just 8 miles from Anna Maria Island, two miles from downtown Bradenton, and only 25 minutes from SRQ Airport, this home provides convenient access to the best of Florida’s Gulf Coast. As you enter through the iron-gated portico, a constant breeze welcomes you into an inviting and creative space. Inside, the open entryway flows seamlessly through an arched passage into the light-filled living room, complete with a cozy fireplace. A delightful faux bookshelf doorway leads to a private reading nook, a hidden gem that never fails to captivate guests. Beyond another arch, the elegant dining room boasts two built-in corner cabinets, and the well-designed kitchen features a wrap-around counter, ideal for buffets or extra workspace. An efficient gas stove makes cooking a pleasure, while abundant cabinetry ensures ample storage. The adjoining laundry and mud area provide added convenience, with a back door leading to the expansive deck that spans the width of the home. French doors from the dining room open into a covered, tiled lanai, offering another tranquil outdoor space. The large, fenced backyard is a thoughtfully designed Templar Garden—low maintenance, Florida-friendly, and spacious enough to accommodate a boat, Airstream, additional vehicles, or even a future pool and garage. Architectural plans for a garage in the home’s style will be provided. A wide and gracious staircase leads to the second level, where a bright gallery connects three inviting bedrooms. The master suite is a peaceful retreat, featuring a new sink, a jacuzzi tub, and a separate shower. The second bathroom maintains its original charm with a vintage cast iron sink and a large walk-in shower, while all three bathrooms have been updated with new Kohler toilets. This enchanting, light-filled home is a true sanctuary, offering historic elegance with modern convenience in one of Bradenton’s most sought-after neighborhoods. Step inside, feel the warmth, and envision your life in this dream home.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 65 x 106
  • Laundry: Inside, Laundry Room
  • Style: Historical, Mediterranean
  • Year Built: 1929
  • Garage: Alley Access, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,723
  • Acreage: 0.16
  • Lot Size: 65 x 106
  • Est. Taxes: $1,674
  • Lot Desc: Historic District, City Lot, Near Golf Course
  • View: Garden
  • Elem. School: Ballard Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: A4645570
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/A4645570/40127thstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/26/2025 3:08:55 PM)
Listing courtesy of Compass Florida LLC   Phone: 305-851-2820

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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401 27TH STREET W, Bradenton, FL, 34205

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.000% 7.017% 6.120%
Monthly Tax Payment $140 $140 $140
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,990 $3,148 $4,011
Total Monthly Payment $3,222 $3,380 $4,243

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.