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Every day is retreat at this hilltop abode overlooking Lake Gracie. This charming Spanish style home is surrounded by lush landscaping with ample places to enjoy bird sounds and water views - from the large back deck to the paved patio with fire pit to a covered hot tub and nearby highly desired lakeside walking loop. Find peace and tranquility here.
This historic home has been tastefully updated and meticulously maintained. Some highlights include beautifully finished original wood flooring throughout the formal living and dining room, original wood trim, warm and calming paint colors, charming French doors, and ample windows that give this home a light and airy feel. Some recent improvements include a new roof (2022), new water heater (2025), new deck (2022) and deck reinforcement, new fencing (2017), and new window awnings (2021).
On the main level, you will find a formal living room with artistically tiled decorative fireplace which flows to the main dining room and onto the kitchen and second living area with views of the trees and lake beyond. There is one bedroom at the front of the house with a close-by large hallway bath with a bright and spacious shower area. The primary suite, with a spa-like en suite and again lake views, is tucked at the back of the main level.
While there is no access to the basement level from the interior of the main level of the home, this allows complete privacy for the lower level that houses the third bedroom, potential fourth bedroom or office space, a living space as well as a laundry area and a large storage room. This creates a unique option for an IN-LAW SUITE or AIR BNB and could also be used as a home office, an artist’s studio, music studio, or a gym/yoga room. There is currently no bath on the basement level, however water supply and drains are easily accessible. With a little imagination and creativity, you could design this space to accommodate your specific needs. A private driveway leads close to the lower level’s door for easy access. There is additional parking space on the left side of the property as well as a hook-up to charge an RV or camper.
Beyond what your eyes can see as you walk through this charming space, this home has a rich history in the city of Eustis. Based on public records, this home was built in 1926 by the Vogt Family (who started the city’s first newspaper) after they purchased the land from the Ferran family in 1925. Edgar Ferran and his family moved to Eustis in 1884, just nine years after Eustis became a city (1875), and had a thriving business, Ferran’s Department Store, which was a staple in the area for decades. Edgar Ferran is commemorated with the lakeside park that bears his name - Ferran Park, located near Eustis’ downtown and Lake Eustis’ boardwalk.
Come see all that this historic home and retreat’s location has to offer. It is a short walk or drive from A Wish or Two Ago (French bakery), Foxtail Coffee, Magnolia Wine Bar, Chris’ Place (farm-to-table restaurant), unique shops, and Eustis’ downtown festivals. This home is steps from Lake Gracie’s walking loop, 5 minutes from Hidden Waters hiking trails, 10 minutes from downtown Mount Dora, 15-20 minutes from many u-pick farms, 45 minutes from Walt Disney World, and just over an hour to New Smyrna Beach.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 6.797% | 6.026% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,069 | $2,151 | $2,790 |
Total Monthly Payment | $2,433 | $2,515 | $3,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.