445 Cove Tower DR, Naples, FL, 34110 | $1,349,000

Welcome to apartment 302 in Montego at Cove Towers! This stunning 2645 sq ft 3- bedroom, 3-bathroom condo, accessed via a PRIVATE ELEVATOR, invites you into a world of elegance and comfort. As you step inside, you’ll be captivated by the completely renovated open floor plan with high ceilings and wide-plank white oak floors. At the heart of the home, the gourmet kitchen features shaker cabinets, GE Café appliances (including an induction range with split ovens and an additional oven in the working island), and two 9 1/2 ft spacious islands – one for dining that can accommodate up to 10 people. Relax in the luxurious master suite with serene preserve views, dual walk-in closets and a beautifully designed bathroom with an extra large shower, quartz counter tops and all new cabinets. Two additional bedrooms and two bathrooms (one en suite) await your guests – both with large, walk-in closets. Enjoy outdoor living on the screened in lanai where you can sip your morning coffee while taking in tranquil views. You will also appreciate the open balcony (unique to Apartment 302) for even more outdoor space. This exceptional unit includes TWO GARAGE PARKING SPACES and access to the on-site Calypso Club, offering a resort-style pool, fitness center, 2 guest suites for extended family stays and social room where many residents gather for a game of bridge, book club, or even just to enjoy a glass of wine. Calypso Club is exclusive to only 2 buildings and is a truly special place. Additionally, the optional membership to the Tarpon Cove Yacht & Raquet Club offers an abundance of opportunities for tennis, pool, dining experiences, and “The Endless Summer” pontoon boat shuttle to the beach. Ideally located near shopping, dining and Naples beaches, experience the pinnacle of luxury living in the Cove Towers Preserve community, where Montego 302 is ready to welcome you home!

Features

  • Building Design: High Rise (8+)
  • Parking: 2 Assigned,Deeded,Driveway Paved,Under Bldg Closed
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Bike And Jog Path,Bike Storage,Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Extra Storage,Guest Room,Internet Access,Lap Pool,Private Membership,Sidewalk,Streetlight,Trash Chute,Underground Utility,Vehicle Wash Area
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: MONTEGO AT COVE TOWERS
  • Development: COVE TOWERS
  • Year Built: 2002
  • Approx Sq. Feet: 2,645
  • Est. Taxes: $4,460
  • Condo Fee: $6,435 Quarterly
  • Master HOA Fee: $1,869
  • Lot Desc: Zero Lot Line
  • View: Preserve
  • Community Type: Gated
  • Pet Policy: Limits
  • MLS#: 225030036
  • Website: https://www.raveis.com
    /prop/225030036/445covetowerdr_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Paradise Coast Property Team

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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445 Cove Tower DR, Naples, FL, 34110

$1,349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,079,200 $1,079,200 $1,079,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.907% 6.610% 6.535%
Monthly Tax Payment $372 $372 $372
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,645 $6,821 $9,327
Total Monthly Payment $7,142 $7,318 $9,824

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.