13805 SE 87TH TERRACE, Summerfield, FL, 34491 | $295,000

The expanded HOLLY has a split floor plan that includes 3 bedrooms, 2 bathrooms, tile & laminate flooring, a large Florida room under air. An eat-in kitchen with a new farmhouse sink. Well maintained by the current owner. Great curb appeal with a designer painted drive and walkway. The garage has sliding screens and cabinets. The shingles were replaced in 2014, and the A/C in 2023. The large bird cage patio was installed in 2021 and provides a peaceful spot for outdoor dining and relaxation. All this on a large landscaped lot. This is an opportunity to enjoy living in the AWARD-WINNING Del Webb Spruce Creek Golf & Country Club, a GATED, 3, 250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! NO BONDS OR CDD FEES HERE! VALUE PRICED! STAY WITHIN YOUR BUDGET. . . come see this one!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 105 x 105
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1997
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,734
  • Acreage: 0.25
  • Lot Size: 105 x 105
  • Est. Taxes: $1,447
  • HOA Fee: $211 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM697723
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM697723/13805se87thterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/31/2025 7:32:11 AM)
Listing courtesy of SELLSTATE NGR- SUMMERFIELD   Phone: 352-387-2383

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13805 SE 87TH TERRACE, Summerfield, FL, 34491

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 7.017% 6.034%
Monthly Tax Payment $121 $121 $121
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,453 $1,550 $1,960
Total Monthly Payment $1,649 $1,746 $2,156

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.