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Tucked away in a peaceful, private, setting, this well-kept farmette on a 3. 24 acres with 3-bedroom, 1-bath home is the perfect blend of comfort and country living. A new porch greets you before you enter the cozy living room which features a gas fireplace. The cheerful kitchen and spacious dining room opens to a new sunroom in the back which offers a peaceful spot to enjoy the outdoors year-round. A new flex room provides extra space for an office or playroom and is currently used as a guest room. The updated bathroom includes a modern tub-to-shower conversion. Recent updates throughout the home include a new attached two-car garage, HVAC system, electrical wiring, gas line, insulation and a new roof and vinyl siding. The sewer line has also been upgraded. Step outside, and you'll find a new cement driveway, and a landscaped yard. A farm-like oasis awaits you with a new chicken coop, pig house, two sheds, and a variety of fruit and nut trees—peach, plum, apple, tart cherry, pear, and filbert. A beautiful ornamental magnolia tree adorns the entrance to the farmyard. A new well with hydrants to both the large garden area and the farmyard make watering a breeze. With a well for water, a nice home, farm buildings, and fruit and nut trees, this is the perfect property for anyone who wants to homestead in a quiet and peaceful location while still being close to city amenities. —Schedule a tour today to see it for yourself!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $357,600 | $357,600 | $357,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 6.797% | 6.026% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,202 | $2,290 | $2,970 |
Total Monthly Payment | $2,427 | $2,515 | $3,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.