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Are you looking for a home that provides single-floor living and a floor plan with a great flow? This meticulously well-maintained ranch home offers just that! The eat-in kitchen is spacious, with plenty of cabinetry for storage and stainless appliances. Vaulted ceilings create an open feel in the formal dining area and living room, complemented by gleaming hardwood flooring throughout. A full basement offers the potential for many uses and plenty of additional storage if needed, and with a fenced-in backyard in place, furry friends will have a place to run free. The location offers a centralized hub with many amenities in walking distance as it is minutes from shopping centers such as Hannaford, Price Chopper, ShopRite, and Hudson Valley staples like Nature's Pantry to various restaurants and local businesses. Great for commuters, this property is only 10 minutes from Highway 84/NYS Thruway and 70 minutes north of NYC! Call today for a private showing!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 6.797% | 6.026% |
Monthly Tax Payment | $640 | $640 | $640 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,970 | $2,048 | $2,657 |
Total Monthly Payment | $2,685 | $2,763 | $3,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.