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Great value! Avg. price of this style of home is approx. $412k in this community. Please be aware of the entry/exit gate as you stop at the guard station and enter and exit the community. NO BOND or NO CDD FEES. REFRESHED Johnstown Model in Del Webb Spruce Creek Golf & Country Club IN SHERWOOD neighboorhood has a quick close possibility if you need it!
The home features attractive double doors at front entry with decorative glass insert, 3 large bedrooms with closets, a den/office with French doors, 2 full bathrooms, split open floor plan, 5" crown molding in common living areas, obscure glass windows in both bathrooms, cabinets in the inside laundry room, plenty of cabinets and storage in this home, attic storage at garage, laundry tub in the garage and a golf cart garage. ~~~~~~~~~~~~~
Recent updates in 2025 reflect the all-new neutral wide-plank LVP flooring which was added throughout, except for baths and laundry rooms, along with a freshly painted interior offering a modern and inviting atmosphere. Costructed with durable Block & Stucco construction, this home has undergone key updates, including in 2024 a new roof, 2024 full replacement of all water pipes, and the HVAC system was replaced in 2019. Another value-added feature is that new home owner will also benefit by the seller's current extensive value, HOME WARRANTY (BFS), which will transfer to the new owner once identified, and is in place until 1/2026.
On the exterior of the home notice that the landscape was refreshed and new mulch added in 2025, adding a fresh and updated appeal to the exterior.
Kitchen & Living Space: The OPEN kitchen boasts Corian countertops that blend with the new flooring, crown molding on the Maple cabinets, convenient rollouts in the lower cabinets, a pantry, some under cabinet lighting, a center island, and a cozy nook for casual dining.
The inner lanai/ Florida room features a unique sliding door system that divides the space into two ideal living areas—one Plexi-glassed-in and the other screened-in—both covered for year-round indoor/outdoor enjoyment. For those who are looking for a bird watchers paradise this is a very beautiful space to complete that type of serenity. Additional features include gutters around the whole house, outdoor lighting, a service door at the garage, landscaping and brick pavers on the driveway and sidewalk rounding out this charming home.
Community Amenities: Spruce Creek Del Webb's Golf & Country Club is located between Gainesville and Orlando, 6 miles north of 'The Villages', and 15 miles south of Ocala, home to the World Equestrian Center. This gated, golf-centered community is home to 3, 250 beautiful residences and offers an exceptional array of amenities. See the community website for more details and updates.
The HOA fee is only $211/ month, making it a excellent value for access to such a wide range of recreational activities and services. Experience small-town living within a gated, golf-cart friendly community, conveniently located near Florida's major attractions.
See what your next lifestyle could look like in this fantastic community—your perfect next chapter awaits! NO BOND, NO CDD'S.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.933% | 7.050% | 6.046% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $2,097 | $2,651 |
Total Monthly Payment | $2,282 | $2,388 | $2,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.