11759 SE 91ST CIRCLE, Summerfield, FL, 34491 | $399,000

Great value! Avg. price of this style of home is approx. $412k in this community. Please be aware of the entry/exit gate as you stop at the guard station and enter and exit the community. NO BOND or NO CDD FEES. REFRESHED Johnstown Model in Del Webb Spruce Creek Golf & Country Club IN SHERWOOD neighboorhood has a quick close possibility if you need it!
The home features attractive double doors at front entry with decorative glass insert, 3 large bedrooms with closets, a den/office with French doors, 2 full bathrooms, split open floor plan, 5" crown molding in common living areas, obscure glass windows in both bathrooms, cabinets in the inside laundry room, plenty of cabinets and storage in this home, attic storage at garage, laundry tub in the garage and a golf cart garage. ~~~~~~~~~~~~~

Recent updates in 2025 reflect the all-new neutral wide-plank LVP flooring which was added throughout, except for baths and laundry rooms, along with a freshly painted interior offering a modern and inviting atmosphere. Costructed with durable Block & Stucco construction, this home has undergone key updates, including in 2024 a new roof, 2024 full replacement of all water pipes, and the HVAC system was replaced in 2019. Another value-added feature is that new home owner will also benefit by the seller's current extensive value, HOME WARRANTY (BFS), which will transfer to the new owner once identified, and is in place until 1/2026.
On the exterior of the home notice that the landscape was refreshed and new mulch added in 2025, adding a fresh and updated appeal to the exterior.

Kitchen & Living Space: The OPEN kitchen boasts Corian countertops that blend with the new flooring, crown molding on the Maple cabinets, convenient rollouts in the lower cabinets, a pantry, some under cabinet lighting, a center island, and a cozy nook for casual dining.

The inner lanai/ Florida room features a unique sliding door system that divides the space into two ideal living areas—one Plexi-glassed-in and the other screened-in—both covered for year-round indoor/outdoor enjoyment. For those who are looking for a bird watchers paradise this is a very beautiful space to complete that type of serenity. Additional features include gutters around the whole house, outdoor lighting, a service door at the garage, landscaping and brick pavers on the driveway and sidewalk rounding out this charming home.

Community Amenities: Spruce Creek Del Webb's Golf & Country Club is located between Gainesville and Orlando, 6 miles north of 'The Villages', and 15 miles south of Ocala, home to the World Equestrian Center. This gated, golf-centered community is home to 3, 250 beautiful residences and offers an exceptional array of amenities. See the community website for more details and updates.

The HOA fee is only $211/ month, making it a excellent value for access to such a wide range of recreational activities and services. Experience small-town living within a gated, golf-cart friendly community, conveniently located near Florida's major attractions.

See what your next lifestyle could look like in this fantastic community—your perfect next chapter awaits! NO BOND, NO CDD'S.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Optional Additional Fees, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 100
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,120
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $2,596
  • HOA Fee: $211 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: G5094427
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/G5094427/11759se91stcircle_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/24/2025 2:09:17 AM)
Listing courtesy of RE/MAX FOXFIRE - LADY LAKE   Phone: 352-750-5110

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11759 SE 91ST CIRCLE, Summerfield, FL, 34491

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.933% 7.050% 6.046%
Monthly Tax Payment $216 $216 $216
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,991 $2,097 $2,651
Total Monthly Payment $2,282 $2,388 $2,942

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.