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Charming Stone Island Home with Waterfront Access!
This lovely brick home is ideally located along a canal leading to Lake Monroe and the St. Johns River. The open floor plan features a large great room with high ceilings and a cozy fireplace. Floor-to-ceiling windows let in plenty of natural light, giving the home a bright, airy feel.
The kitchen has 42” oak cabinets, built-in breakfast nook, recessed lighting, angled kitchen island and walk-in pantry. Directly off the great room, with windows overlooking the backyard and canal. The house also has a separate dining room with tray ceilings, also open to the great room.
The master suite includes two walk-in closets, a tub, separate shower, and double vanity. The guest bedrooms are spacious. The 13ft laundry room has plenty of storage, and a washer and dryer included!
The oversized 24x27 ft garage offers plenty of room for a workshop and larger trucks, with a screened garage door for added ventilation. Enjoy the peaceful, picturesque backyard with a covered and screened lanai, ideal for relaxing outside and overlooking the canal. ROOF is only 8 years old with full house gutters. The property is HIGH & DRY.
House is located at the end of the canal directly next to and across from a wooded park. Private setting with the canal ideal for kayaking and canoeing.
Stone Island community amenities include a boat ramp to Lake Monroe, horse stables, acres of parks, a playground, pickball and tennis courts and is golf cart friendly. Plus, the Spring-to-Spring Bike Trail is nearby, offering even more outdoor activities. Just five miles from I-4, the drive along lake monroe to home is stunning.
Come see this well-maintained home in a beautiful old Florida community—it's the perfect place to call home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 6.797% | 6.026% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,093 | $2,177 | $2,823 |
Total Monthly Payment | $2,357 | $2,441 | $3,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.