18846 TRACER DRIVE, Lutz, FL, 33549 | $525,000

Welcome to this beautifully updated 3-bedroom, 2-bath pool home nestled in the highly desirable Lake Keen Estates—a true waterfront retreat offering the perfect blend of elegance, comfort, and Florida charm.

Freshly painted and featuring nearly $20, 000 in renovations, this meticulously maintained home showcases gorgeous crown molding, bright open living spaces, and canal views. The spacious kitchen, complete with a breakfast bar and cozy dinette, is perfectly positioned to overlook the sparkling pool and serene water—ideal for everyday living or entertaining guests.

The primary suite offers a peaceful escape with a spa-like whirlpool tub, glass-enclosed shower, dual vanities, and walk-in closets. French doors lead directly to the screened, heated pool and expansive patio, inviting you to fully embrace Florida’s indoor-outdoor lifestyle.

Step outside to your private backyard oasis, complete with a personal dock for fishing, kayaking, or simply relaxing by the water. The property extends up to 25 feet beyond the canal, providing extra space to create your dream outdoor retreat. A large storage shed conveys with the home, offering plenty of room for tools and outdoor gear.

An optional HOA provides access to Lake Lot amenities, adding even more value to this incredible property.

Don’t miss the chance to make this stunning waterfront home yours—schedule your private showing today and start living the lifestyle you’ve been dreaming of!

Features

  • Amenities: Park, Playground, Recreation Facilities
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 110
  • Laundry: Inside, Laundry Room
  • Year Built: 1965
  • Garage: 1-car Garage Door Opener, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,968
  • Acreage: 0.25
  • Lot Size: 100 x 110
  • Est. Taxes: $6,144
  • Lot Desc: Cul-De-Sac, In County
  • View: Pool, Trees/Woods, Water
  • Elem. School: Lutz-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Pool: Heated, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8362892
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8362892/18846tracerdrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/2/2025 12:25:37 AM)
Listing courtesy of TOMLIN, ST CYR & ASSOCIATES LLC   Phone: 813-636-0700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18846 TRACER DRIVE, Lutz, FL, 33549

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.906% 6.797% 6.006%
Monthly Tax Payment $512 $512 $512
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,552 $2,689 $3,488
Total Monthly Payment $3,156 $3,293 $4,092

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.