40 WINDMILL BOULEVARD, Punta Gorda, FL, 33950 | $320,000

This spectacular waterfront home is now available for sale in the highly sought-after Windmill Village. This 55+ resident-owned gated community offers an array of luxurious amenities, including two private marinas, a private boat ramp, an active community center, clubs, a heated pool, shuffleboard, bocce ball, billiards, and more. Situated in a higher elevation portion of the community, this property provides enhanced protection from flooding. With direct access to the county-maintained Tarpon Canal, you can navigate your boat through Alligator Creek to the bay and beyond, offering endless opportunities for exploration. The low monthly HOA fee of $260 covers water, sewer, trash, yard maintenance, road upkeep, and access to all community amenities, allowing you more time to enjoy life. This beautifully maintained 2007 Homes of Merit residence spans 1, 647 sq. ft. and features an open-concept living space with drywall and crown molding. Recent updates include fresh, light, and calming paint, accordion blinds, and plush carpeting, creating a warm and inviting atmosphere. Additional highlights include a 2022 shingled roof, a 2019 AC unit with a 10-year transferable warranty, and ceiling fans throughout. There is an attached carport that will cover a boat, golf cart and 2 vehicles and the carport has boat and golf cart tie down hooks and a adjoined to a shed in a space lined with an attractive paver walkway and palm trees. The spacious primary bedroom accommodates a king-sized bed and features a double mirrored door walk-in closet. Its adjoining large bathroom includes a walk-in shower, two sinks, and ample counter and cabinet space. The second bedroom comfortably fits a queen-size bed and furnishings, while the second full bath features a tub and a skylight. A separate den or office with French doors can serve as a guest area if desired. The laundry room offers plenty of space and storage. Enjoy breathtaking canal views from the kitchen, dining area, living room, and the enclosed 150 sq. ft. lanai. Sliding glass doors allow easy cooling, and opening the exterior windows lets in the tropical breeze while you listen to the fish jump. The back patio and private dock provide additional outdoor spaces to relax and take in the serene waterfront scenery. The home includes essential appliances such as a hot water heater, washer, dryer, refrigerator, oven, stove, dishwasher, and microwave. The 4, 000-lb capacity boat lift has both power and water hookups, and the riprap on this canal is maintained by Charlotte County with no boat size limit. The home boasts an irrigation system, controls located in the shed with the valves on the side of the house under a cover.   The sprinkler and irrigation devices are in the beds.   In addition to all the fantastic amenities, there is a $20, 285 Windmill Village Buy-In Share and Bond, which is refunded upon resale. Punta Gorda has been recognized as the “#1 Best Small Place to Live” by Money Magazine and Forbes. Don't miss this incredible opportunity to own a thoughtfully upgraded and well-maintained home in Windmill Village. Schedule your showing today and make this tropical paradise your own!

Features

  • Amenities: Clubhouse, Maintenance, Pool, Shuffleboard Court
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2007
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,647
  • Acreage: 0.15
  • Est. Taxes: $1,973
  • HOA Fee: $260 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Dogs OK, Number Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: C7507549
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/C7507549/40windmillboulevard_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/23/2025 8:47:12 PM)

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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40 WINDMILL BOULEVARD, Punta Gorda, FL, 33950

$320,000

Adelaide Waring

Sales Associate

William Raveis Real Estate

Phone: 203.247.1882

Adelaide.Waring@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.933% 7.050% 6.046%
Monthly Tax Payment $164 $164 $164
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,597 $1,682 $2,126
Total Monthly Payment $1,836 $1,921 $2,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.