20190 SW 54TH STREET, Dunnellon, FL, 34431 | $549,000

Welcome to your dream retreat! This beautifully renovated 3-bedroom, 2-bath home sits on a sprawling 2. 76-acre lot, offering the perfect combination of space, comfort, and tranquility. With a completely open floor plan, the home boasts a spacious kitchen, new flooring, fresh paint, and updated bathrooms – all designed to create a modern, welcoming atmosphere. This property also features an attached 1 bedroom, 1 bathroom apartment/mother-in-law suite with its own private entrance, brand-new kitchen, and a charming private balcony perfect for relaxing in the serene surroundings. Outdoors, you'll find multiple storage sheds, including one with a half bath, providing plenty of space for all your tools, equipment, and hobbies. The enormous detached workshop with roll-up doors is perfect for any project, whether you're a DIY enthusiast or need room for your business. For RV owners, there's covered parking to keep your vehicle safe and protected from the elements. Plus, energy efficiency is top of mind with solar panels that reduce your carbon footprint while saving on energy bills. This property offers ultimate privacy and seclusion, yet it's still close enough to enjoy nearby amenities. Whether you're looking for a peaceful retreat or a place to entertain family and friends, this home has it all! Don’t miss out on this rare opportunity – schedule a showing today and make this private paradise your own!!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 100 x 400
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1984
  • Garage: 2-car Bath In Garage, RV Parking, Workshop in Garage
  • Heating: Heat Pump
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,705
  • Acreage: 2.76
  • Lot Size: 100 x 400
  • Est. Taxes: $6,543
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: Romeo Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: OM698578
  • Days on Market: 200 days
  • Website: https://www.raveis.com
    /prop/OM698578/20190sw54thstreet_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2025 8:17:12 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Gulino TeamSales Associates

860.655.7004

Santo.Gulino@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20190 SW 54TH STREET, Dunnellon, FL, 34431

$549,000

The Gulino Team

Sales Associates

William Raveis Real Estate

Phone: 860.655.7004

Santo.Gulino@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $545 $545 $545
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,494 $2,669 $3,560
Total Monthly Payment $3,131 $3,306 $4,197

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.